HousingHandbookReference data

U.S. ZIP Code · OH43438

Erie County · Sandusky, OH

Typical home value

$413,099[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
0.0%
5-year / yr
+5.8%
10-year / yr
+5.8%

Relative price

vs U.S.
+45.4%
vs metro
+54.6%
vs state
+88.9%
ZIP 43438 location in OH
Location of ZIP 43438 in OH

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 43438 is worth $413,099 — 54.6% above the Sandusky, OH median. Over the past year, values have risen 0.0%. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.5%[3]
Typical annual tax
$2,251[3]

#Climate risk

FEMA National Risk Index ratings for Erie County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Relatively Low
Wildfire
Very Low
Drought
No Rating
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
128[3]
Median household income
$82,917[3]

#Migration

Household moves in and out of Erie County over a year, from IRS tax-return data.

Net migration
-206[5]
Moved in
1,863
Moved out
2,069

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
0
Middle
1
High
0
  • Kelleys Island High School

    Middle · Grades 1–8 · Kelleys Island Local

    7 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,089
Loan principal$330,479
Down payment$82,620
Total interest paid$421,508

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,619
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
73rd percentile[1]
Rental yield
[2]
Property tax
0th percentile[3]

Frequently asked

How much is a home worth in ZIP code 43438?
The typical home in 43438 is worth $413,099, based on the Zillow Home Value Index.
Are home values rising in 43438?
Home values in 43438 are up 0.0% over the past year, and up 5.8% a year over five years.
What is the property tax rate in 43438?
The effective property tax rate in 43438 is 0.5% — roughly $2,251 a year on a typical home.
Who lives in 43438?
ZIP code 43438 has a population of 128 and a median household income of $82,917.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Put-in-Bay, OH

    Typical home
    $424,980
    Gross yield
  • Marblehead, OH

    Typical home
    $367,795
    Gross yield
  • Huron, OH

    Typical home
    $303,920
    Gross yield
  • Milan, OH

    Typical home
    $284,840
    Gross yield
  • OH

    Typical home
    $282,093
    Gross yield
  • Port Clinton, OH

    Typical home
    $277,487
    Gross yield

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