HousingHandbookReference data

U.S. ZIP Code · OH43512

Defiance County

Typical home value

$182,609[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+3.4%
5-year / yr
+5.5%
10-year / yr
+5.8%

Relative price

vs U.S.
-35.7%
vs metro
vs state
-16.5%
ZIP 43512 location in OH
Location of ZIP 43512 in OH

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 43512 is worth $182,609. Over the past year, values have risen 3.4%. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.1%[3]
Typical annual tax
$1,995[3]

#Climate risk

FEMA National Risk Index ratings for Defiance County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Very Low
Heat wave
Very Low
Hurricane
Very Low
Tornado
Relatively Low
Earthquake
Very Low
Winter weather
Relatively Low

#Who lives here

Population
28,022[3]
Median household income
$71,841[3]

#Migration

Household moves in and out of Defiance County over a year, from IRS tax-return data.

Net migration
-22[5]
Moved in
861
Moved out
883

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
8
Elementary
3
Middle
1
High
3
  • Defiance Elementary School

    Elementary · Grades K–5 · Defiance City

    1,053 students

  • Defiance High School

    High · Grades 9–12 · Defiance City

    713 students

  • Defiance Middle School

    Middle · Grades 6–8 · Defiance City

    557 students

  • Tinora Elementary School

    Elementary · Grades K–4 · Northeastern Local

    356 students

  • Ayersville Elementary School

    Elementary · Grades K–6 · Ayersville Local

    344 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$923
Loan principal$146,087
Down payment$36,522
Total interest paid$186,326

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,241
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 43512?
The typical home in 43512 is worth $182,609, based on the Zillow Home Value Index.
Are home values rising in 43512?
Home values in 43512 are up 3.4% over the past year, and up 5.5% a year over five years.
What is the property tax rate in 43512?
The effective property tax rate in 43512 is 1.1% — roughly $1,995 a year on a typical home.
Who lives in 43512?
ZIP code 43512 has a population of 28,022 and a median household income of $71,841.

Compare ZIPs

Pit ZIP 43512 against any other ZIP — full side-by-side table.

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