HousingHandbookReference data

U.S. ZIP Code · OH43528

Lucas County · Toledo, OH

Typical home value

$289,596[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.0%
5-year / yr
+5.1%
10-year / yr
+5.6%

Relative price

vs U.S.
+1.9%
vs metro
+49.9%
vs state
+32.4%
ZIP 43528 location in OH
Location of ZIP 43528 in OH

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 43528 is worth $289,596 — 49.9% above the Toledo, OH median. Over the past year, values have risen 2.0%. Homes here rent for a typical $1,371 a month — a 5.7% gross rental yield. The effective property tax rate is 1.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,371[2]
Gross yield
5.7%[2]
Cap rate
3.4%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.6%[3]
Typical annual tax
$4,765[3]

#Climate risk

FEMA National Risk Index ratings for Lucas County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively High
Coastal flood
Very Low
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
16,207[3]
Median household income
$93,986[3]

#Migration

Household moves in and out of Lucas County over a year, from IRS tax-return data.

Net migration
-985[5]
Moved in
7,490
Moved out
8,475

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
6
Elementary
3
Middle
1
High
1
  • Springfield High School

    High · Grades 9–12 · Springfield Local

    890 students

  • Springfield Middle School

    Middle · Grades 6–8 · Springfield Local

    762 students

  • Holland Intermediate School

    Elementary · Grades 4–5 · Springfield Local

    481 students

  • Holloway Elementary School

    Elementary · Grades PK–3 · Springfield Local

    354 students

  • Crissey Elementary School

    Elementary · Grades PK–3 · Springfield Local

    338 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.7%
Net yield (after ~40% expenses)3.4%
Annual rent$16,446

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,464
Loan principal$231,677
Down payment$57,919
Total interest paid$295,491

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.54
Monthly cost to own$2,104
Monthly rent$1,371

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
58th percentile[1]
Rental yield
6th percentile[2]
Property tax
85th percentile[3]

Frequently asked

How much is a home worth in ZIP code 43528?
The typical home in 43528 is worth $289,596, based on the Zillow Home Value Index.
Are home values rising in 43528?
Home values in 43528 are up 2.0% over the past year, and up 5.1% a year over five years.
What is the typical rent in 43528?
A typical home in 43528 rents for about $1,371 a month, a gross rental yield of 5.7%.
What is the property tax rate in 43528?
The effective property tax rate in 43528 is 1.6% — roughly $4,765 a year on a typical home.
Who lives in 43528?
ZIP code 43528 has a population of 16,207 and a median household income of $93,986.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Haskins, OH

    Typical home
    $285,929
    Gross yield
  • Berkey, OH

    Typical home
    $279,741
    Gross yield
  • Maumee, OH

    Typical home
    $278,825
    Gross yield
    7.8%
  • Bowling Green, OH

    Typical home
    $262,337
    Gross yield
    5.4%
  • Sylvania, OH

    Typical home
    $321,273
    Gross yield
    7.1%
  • Grand Rapids, OH

    Typical home
    $256,643
    Gross yield

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 43528 against any other ZIP — full side-by-side table.

Compare 43528

#Jump to section