HousingHandbookReference data

U.S. ZIP Code · OH43604

Lucas County · Toledo, OH

Typical home value

$66,588[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.9%
5-year / yr
+0.7%
10-year / yr
+4.2%

Relative price

vs U.S.
-76.6%
vs metro
-65.5%
vs state
-69.6%
ZIP 43604 location in OH
Location of ZIP 43604 in OH

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 43604 is worth $66,588 — 65.5% below the Toledo, OH median. Over the past year, values have fallen 1.9%. Homes here rent for a typical $1,350 a month — a 24.3% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,350[2]
Gross yield
24.3%[2]
Cap rate
14.6%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$508[3]

#Climate risk

FEMA National Risk Index ratings for Lucas County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively High
Coastal flood
Very Low
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
9,594[3]
Median household income
$20,734[3]

#Migration

Household moves in and out of Lucas County over a year, from IRS tax-return data.

Net migration
-985[5]
Moved in
7,490
Moved out
8,475

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
10
Elementary
2
Middle
0
High
5
  • Toledo School For The Arts

    High · Grades 6–12 · Toledo School For The Arts

    745 students

  • Madison Avenue School of Arts

    Elementary · Grades K–6 · Madison Avenue School of Arts

    396 students

  • Glass City Academy

    High · Grades 11–12 · Glass City Academy

    388 students

  • Toledo Public Schools Virtual Academy

    Other · Grades 3–12 · Toledo City

    263 students

  • Maritime Academy of Toledo The

    High · Grades 6–12 · Maritime Academy of Toledo The

    232 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield24.3%
Net yield (after ~40% expenses)14.6%
Annual rent$16,200

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$337
Loan principal$53,270
Down payment$13,318
Total interest paid$67,943

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio0.32
Monthly cost to own$434
Monthly rent$1,350

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
8th percentile[1]
Rental yield
94th percentile[2]
Property tax
0th percentile[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 43604?
The typical home in 43604 is worth $66,588, based on the Zillow Home Value Index.
Are home values rising in 43604?
Home values in 43604 are down 1.9% over the past year, and up 0.7% a year over five years.
What is the typical rent in 43604?
A typical home in 43604 rents for about $1,350 a month, a gross rental yield of 24.3%.
What is the property tax rate in 43604?
The effective property tax rate in 43604 is 0.8% — roughly $508 a year on a typical home.
Who lives in 43604?
ZIP code 43604 has a population of 9,594 and a median household income of $20,734.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Toledo, OH

    Typical home
    $65,210
    Gross yield
    19.8%
  • Toledo, OH

    Typical home
    $62,271
    Gross yield
  • Toledo, OH

    Typical home
    $71,770
    Gross yield
    16.8%
  • Toledo, OH

    Typical home
    $78,686
    Gross yield
    21.1%
  • Toledo, OH

    Typical home
    $50,100
    Gross yield
    24.8%
  • Toledo, OH

    Typical home
    $98,287
    Gross yield
    9.8%

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