HousingHandbookReference data

U.S. ZIP Code · OH44074

Lorain County · Cleveland, OH

Typical home value

$274,105[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.5%
5-year / yr
+6.0%
10-year / yr
+6.4%

Relative price

vs U.S.
-3.5%
vs metro
+8.2%
vs state
+25.3%
ZIP 44074 location in OH
Location of ZIP 44074 in OH

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 44074 is worth $274,105 — 8.2% above the Cleveland, OH median. Over the past year, values have risen 4.5%. The effective property tax rate is 1.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.2%[3]
Typical annual tax
$3,318[3]

#Climate risk

FEMA National Risk Index ratings for Lorain County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Very Low
Wildfire
Very Low
Drought
No Rating
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
11,745[3]
Median household income
$80,801[3]

#Migration

Household moves in and out of Lorain County over a year, from IRS tax-return data.

Net migration
+547[5]
Moved in
6,861
Moved out
6,314

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
7
Elementary
2
Middle
2
High
3
  • William R Burton

    High · Grades 8–12 · Lorain County JVS

    1,222 students

  • Firelands Elementary School

    Elementary · Grades K–5 · Firelands Local

    791 students

  • Firelands High School

    High · Grades 9–12 · Firelands Local

    519 students

  • Firelands Middle School

    Middle · Grades 6–8 · Firelands Local

    417 students

  • Oberlin Elementary School

    Elementary · Grades PK–5 · Oberlin City Schools

    361 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,386
Loan principal$219,284
Down payment$54,821
Total interest paid$279,685

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,891
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
33rd percentile[1]
Rental yield
[2]
Property tax
28th percentile[3]

Frequently asked

How much is a home worth in ZIP code 44074?
The typical home in 44074 is worth $274,105, based on the Zillow Home Value Index.
Are home values rising in 44074?
Home values in 44074 are up 4.5% over the past year, and up 6.0% a year over five years.
What is the property tax rate in 44074?
The effective property tax rate in 44074 is 1.2% — roughly $3,318 a year on a typical home.
Who lives in 44074?
ZIP code 44074 has a population of 11,745 and a median household income of $80,801.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Mentor, OH

    Typical home
    $274,719
    Gross yield
    6.8%
  • North Olmsted, OH

    Typical home
    $274,908
    Gross yield
    7.1%
  • Amherst, OH

    Typical home
    $278,842
    Gross yield
  • Roaming Shores, OH

    Typical home
    $269,165
    Gross yield
  • Austinburg CDP, OH

    Typical home
    $268,654
    Gross yield
  • Fairview Park, OH

    Typical home
    $282,880
    Gross yield

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

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