HousingHandbookReference data

U.S. ZIP Code · OH44085

Ashtabula County · Cleveland, OH

Typical home value

$246,467[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+6.3%
5-year / yr
+8.2%
10-year / yr
+7.6%

Relative price

vs U.S.
-13.2%
vs metro
-2.7%
vs state
+12.7%
ZIP 44085 location in OH
Location of ZIP 44085 in OH

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 44085 is worth $246,467 — 2.7% below the Cleveland, OH median. Over the past year, values have risen 6.3%. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.1%[3]
Typical annual tax
$2,691[3]

#Climate risk

FEMA National Risk Index ratings for Ashtabula County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Very Low
Wildfire
Very Low
Drought
No Rating
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Relatively High

#Who lives here

Population
3,468[3]
Median household income
$66,136[3]

#Migration

Household moves in and out of Ashtabula County over a year, from IRS tax-return data.

Net migration
-17[5]
Moved in
1,644
Moved out
1,661

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,246
Loan principal$197,173
Down payment$49,293
Total interest paid$251,484

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,676
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
100th percentile[1]
Rental yield
[2]
Property tax
11th percentile[3]

Frequently asked

How much is a home worth in ZIP code 44085?
The typical home in 44085 is worth $246,467, based on the Zillow Home Value Index.
Are home values rising in 44085?
Home values in 44085 are up 6.3% over the past year, and up 8.2% a year over five years.
What is the property tax rate in 44085?
The effective property tax rate in 44085 is 1.1% — roughly $2,691 a year on a typical home.
Who lives in 44085?
ZIP code 44085 has a population of 3,468 and a median household income of $66,136.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Cleveland Heights, OH

    Typical home
    $247,008
    Gross yield
    7.4%
  • Berea, OH

    Typical home
    $243,202
    Gross yield
    6.0%
  • Pepper Pike, OH

    Typical home
    $252,194
    Gross yield
    7.5%
  • Lorain, OH

    Typical home
    $240,573
    Gross yield
    4.6%
  • Lodi, OH

    Typical home
    $253,399
    Gross yield
  • Painesville, OH

    Typical home
    $254,938
    Gross yield
    5.8%

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