HousingHandbookReference data

U.S. ZIP Code · OH44095

Lake County · Cleveland, OH

Typical home value

$199,998[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.9%
5-year / yr
+5.7%
10-year / yr
+6.0%

Relative price

vs U.S.
-29.6%
vs metro
-21.1%
vs state
-8.5%
ZIP 44095 location in OH
Location of ZIP 44095 in OH

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 44095 is worth $199,998 — 21.1% below the Cleveland, OH median. Over the past year, values have risen 1.9%. Homes here rent for a typical $1,587 a month — a 9.5% gross rental yield. The effective property tax rate is 1.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,587[2]
Gross yield
9.5%[2]
Cap rate
5.7%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.7%[3]
Typical annual tax
$3,456[3]

#Climate risk

FEMA National Risk Index ratings for Lake County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Very Low
Wildfire
Very Low
Drought
No Rating
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
32,363[3]
Median household income
$71,543[3]

#Migration

Household moves in and out of Lake County over a year, from IRS tax-return data.

Net migration
+217[5]
Moved in
5,109
Moved out
4,892

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
7
Elementary
3
Middle
2
High
1
  • North High School

    High · Grades 9–12 · Willoughby-Eastlake City

    1,268 students

  • Royalview Elementary School

    Elementary · Grades K–5 · Willoughby-Eastlake City

    706 students

  • Longfellow Elementary School

    Elementary · Grades K–5 · Willoughby-Eastlake City

    435 students

  • Willowick Middle School

    Middle · Grades 6–8 · Willoughby-Eastlake City

    435 students

  • Jefferson Elementary School

    Elementary · Grades K–5 · Willoughby-Eastlake City

    383 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield9.5%
Net yield (after ~40% expenses)5.7%
Annual rent$19,044

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,011
Loan principal$159,998
Down payment$40,000
Total interest paid$204,069

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio0.92
Monthly cost to own$1,466
Monthly rent$1,587

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
21st percentile[1]
Rental yield
65th percentile[2]
Property tax
70th percentile[3]

Frequently asked

How much is a home worth in ZIP code 44095?
The typical home in 44095 is worth $199,998, based on the Zillow Home Value Index.
Are home values rising in 44095?
Home values in 44095 are up 1.9% over the past year, and up 5.7% a year over five years.
What is the typical rent in 44095?
A typical home in 44095 rents for about $1,587 a month, a gross rental yield of 9.5%.
What is the property tax rate in 44095?
The effective property tax rate in 44095 is 1.7% — roughly $3,456 a year on a typical home.
Who lives in 44095?
ZIP code 44095 has a population of 32,363 and a median household income of $71,543.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Geneva, OH

    Typical home
    $202,312
    Gross yield
  • Wickliffe, OH

    Typical home
    $204,537
    Gross yield
    6.9%
  • OH

    Typical home
    $192,720
    Gross yield
  • Parma, OH

    Typical home
    $209,404
    Gross yield
    7.2%
  • Parma, OH

    Typical home
    $210,192
    Gross yield
    9.3%
  • Cleveland, OH

    Typical home
    $211,054
    Gross yield
    8.7%

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