HousingHandbookReference data

U.S. ZIP Code · OH44654

Holmes County

Typical home value

$358,692[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+6.3%
5-year / yr
+5.9%
10-year / yr
+7.0%

Relative price

vs U.S.
+26.3%
vs metro
vs state
+64.0%
ZIP 44654 location in OH
Location of ZIP 44654 in OH

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 44654 is worth $358,692. Over the past year, values have risen 6.3%. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.9%[3]
Typical annual tax
$3,123[3]

#Climate risk

FEMA National Risk Index ratings for Holmes County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Relatively Moderate

#Who lives here

Population
21,381[3]
Median household income
$79,345[3]

#Migration

Household moves in and out of Holmes County over a year, from IRS tax-return data.

Net migration
-170[5]
Moved in
589
Moved out
759

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
7
Elementary
1
Middle
2
High
4
  • West Holmes High School

    High · Grades 9–12 · West Holmes Local

    519 students

  • Hiland High School

    High · Grades 7–12 · East Holmes Local

    411 students

  • West Holmes Middle School

    Middle · Grades 6–8 · West Holmes Local

    406 students

  • Millersburg Elementary School

    Elementary · Grades K–5 · West Holmes Local

    385 students

  • Wise Elementary School

    Middle · Grades 5–8 · East Holmes Local

    77 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,814
Loan principal$286,954
Down payment$71,738
Total interest paid$365,994

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,373
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 44654?
The typical home in 44654 is worth $358,692, based on the Zillow Home Value Index.
Are home values rising in 44654?
Home values in 44654 are up 6.3% over the past year, and up 5.9% a year over five years.
What is the property tax rate in 44654?
The effective property tax rate in 44654 is 0.9% — roughly $3,123 a year on a typical home.
Who lives in 44654?
ZIP code 44654 has a population of 21,381 and a median household income of $79,345.

Compare ZIPs

Pit ZIP 44654 against any other ZIP — full side-by-side table.

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