How much is a home worth in ZIP code 45042?

The typical home in 45042 is worth $244,758, based on the Zillow Home Value Index.

Are home values rising in 45042?

Home values in 45042 are up 2.9% over the past year, and up 6.2% a year over five years.

What is the typical rent in 45042?

A typical home in 45042 rents for about $1,300 a month, a gross rental yield of 6.4%.

What is the property tax rate in 45042?

The effective property tax rate in 45042 is 1.2% — roughly $2,942 a year on a typical home.

ZIP code 45042 has a population of 27,652 and a median household income of $69,520.

HousingHandbookReference data

…

U.S. ZIP Code · OH45042

Butler County · Cincinnati, OH-KY-IN

Typical home value

$244,758^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +2.9%
5-year / yr: +6.2%
10-year / yr: +7.5%

Relative price

vs U.S.: -13.8%
vs metro: -13.8%
vs state: +11.9%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 45042 is worth $244,758 — 13.8% below the Cincinnati, OH-KY-IN median. Over the past year, values have risen 2.9%. Homes here rent for a typical $1,300 a month — a 6.4% gross rental yield. The effective property tax rate is 1.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,300^[2]
Gross yield: 6.4%^[2]
Cap rate: 3.8%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.2%^[3]
Typical annual tax: $2,942^[3]

#Climate risk

FEMA National Risk Index ratings for Butler County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: Not Applicable
Wildfire: Very Low
Drought: Relatively Low
Heat wave: Relatively Moderate
Hurricane: Very Low
Tornado: Relatively High
Earthquake: Relatively Low
Winter weather: Relatively High

#Who lives here

Population: 27,652^[3]
Median household income: $69,520^[3]

#Migration

Household moves in and out of Butler County over a year, from IRS tax-return data.

Net migration: -187^[5]
Moved in: 9,725
Moved out: 9,912

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 8
Elementary: 4
Middle: 2
High: 2

Middletown High School
High · Grades 9–12 · Middletown City
1,649 students
Middletown Middle School
Middle · Grades 6–8 · Middletown City
941 students
Madison Elementary School
Elementary · Grades PK–5 · Madison Local
688 students
Madison High School
High · Grades 9–12 · Madison Local
442 students
Wildwood Elementary School
Elementary · Grades PK–5 · Middletown City
393 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield6.4%

Net yield (after ~40% expenses)3.8%

Annual rent$15,595

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,238

Loan principal$195,806

Down payment$48,952

Total interest paid$249,740

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.30

Monthly cost to own$1,686

Monthly rent$1,300

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 67th percentile^[1]
Rental yield: 46th percentile^[2]
Property tax: 58th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 45042?: The typical home in 45042 is worth $244,758, based on the Zillow Home Value Index.
Are home values rising in 45042?: Home values in 45042 are up 2.9% over the past year, and up 6.2% a year over five years.
What is the typical rent in 45042?: A typical home in 45042 rents for about $1,300 a month, a gross rental yield of 6.4%.
What is the property tax rate in 45042?: The effective property tax rate in 45042 is 1.2% — roughly $2,942 a year on a typical home.
Who lives in 45042?: ZIP code 45042 has a population of 27,652 and a median household income of $69,520.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

45130 vs 45042 →
Hamersville, OH
Typical home
$244,688
Gross yield
—
41073 vs 45042 →
Bellevue, KY
Typical home
$247,779
Gross yield
—
45215
Wyoming, OH
Typical home
$240,688
Gross yield
7.0%
45240
Forest Park, OH
Typical home
$250,155
Gross yield
7.4%
47024
Laurel, IN
Typical home
$238,874
Gross yield
—
45121
Georgetown, OH
Typical home
$238,259
Gross yield
—

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 45042 against any other ZIP — full side-by-side table.

Compare 45042 →

#Jump to section

U.S. ZIP Code · OH45042

Get more data on ZIPs like this

Get more data on ZIPs like this