How much is a home worth in ZIP code 45044?

The typical home in 45044 is worth $262,640, based on the Zillow Home Value Index.

Are home values rising in 45044?

Home values in 45044 are up 2.3% over the past year, and up 6.1% a year over five years.

What is the typical rent in 45044?

A typical home in 45044 rents for about $1,591 a month, a gross rental yield of 7.3%.

What is the property tax rate in 45044?

The effective property tax rate in 45044 is 1.2% — roughly $3,230 a year on a typical home.

ZIP code 45044 has a population of 56,217 and a median household income of $73,732.

HousingHandbookReference data

…

U.S. ZIP Code · OH45044

Butler County · Cincinnati, OH-KY-IN

Typical home value

$262,640^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +2.3%
5-year / yr: +6.1%
10-year / yr: +7.5%

Relative price

vs U.S.: -7.5%
vs metro: -7.5%
vs state: +20.1%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 45044 is worth $262,640 — 7.5% below the Cincinnati, OH-KY-IN median. Over the past year, values have risen 2.3%. Homes here rent for a typical $1,591 a month — a 7.3% gross rental yield. The effective property tax rate is 1.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,591^[2]
Gross yield: 7.3%^[2]
Cap rate: 4.4%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.2%^[3]
Typical annual tax: $3,230^[3]

#Climate risk

FEMA National Risk Index ratings for Butler County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: Not Applicable
Wildfire: Very Low
Drought: Relatively Low
Heat wave: Relatively Moderate
Hurricane: Very Low
Tornado: Relatively High
Earthquake: Relatively Low
Winter weather: Relatively High

#Who lives here

Population: 56,217^[3]
Median household income: $73,732^[3]

#Migration

Household moves in and out of Butler County over a year, from IRS tax-return data.

Net migration: -187^[5]
Moved in: 9,725
Moved out: 9,912

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 14
Elementary: 9
Middle: 2
High: 3

Lakota East High School
High · Grades 7–12 · Lakota Local
2,605 students
Liberty Junior School
Middle · Grades 7–8 · Lakota Local
716 students
Wyandot Early Childhood School
Elementary · Grades K–2 · Lakota Local
669 students
Woodland Elementary School
Elementary · Grades 2–6 · Lakota Local
663 students
Independence Elementary School
Elementary · Grades 3–6 · Lakota Local
587 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield7.3%

Net yield (after ~40% expenses)4.4%

Annual rent$19,093

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,328

Loan principal$210,112

Down payment$52,528

Total interest paid$267,986

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.14

Monthly cost to own$1,816

Monthly rent$1,591

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 65th percentile^[1]
Rental yield: 71st percentile^[2]
Property tax: 61st percentile^[3]

Frequently asked

How much is a home worth in ZIP code 45044?: The typical home in 45044 is worth $262,640, based on the Zillow Home Value Index.
Are home values rising in 45044?: Home values in 45044 are up 2.3% over the past year, and up 6.1% a year over five years.
What is the typical rent in 45044?: A typical home in 45044 rents for about $1,591 a month, a gross rental yield of 7.3%.
What is the property tax rate in 45044?: The effective property tax rate in 45044 is 1.2% — roughly $3,230 a year on a typical home.
Who lives in 45044?: ZIP code 45044 has a population of 56,217 and a median household income of $73,732.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

45206 vs 45044 →
Cincinnati, OH
Typical home
$262,137
Gross yield
7.4%
45106 vs 45044 →
Bethel, OH
Typical home
$261,708
Gross yield
—
47040
Rising Sun, IN
Typical home
$259,648
Gross yield
—
41033
KY
Typical home
$265,858
Gross yield
—
45153
Moscow, OH
Typical home
$266,945
Gross yield
—
41076
Cold Spring, KY
Typical home
$266,984
Gross yield
6.8%

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Pit ZIP 45044 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · OH45044

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