HousingHandbookReference data

U.S. ZIP Code · OH45157

Clermont County · Cincinnati, OH-KY-IN

Typical home value

$309,048[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.1%
5-year / yr
+5.6%
10-year / yr
+6.9%

Relative price

vs U.S.
+8.8%
vs metro
+8.9%
vs state
+41.3%
ZIP 45157 location in OH
Location of ZIP 45157 in OH

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 45157 is worth $309,048 — 8.9% above the Cincinnati, OH-KY-IN median. Over the past year, values have risen 4.1%. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.1%[3]
Typical annual tax
$3,305[3]

#Climate risk

FEMA National Risk Index ratings for Clermont County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
9,415[3]
Median household income
$100,407[3]

#Migration

Household moves in and out of Clermont County over a year, from IRS tax-return data.

Net migration
+701[5]
Moved in
6,211
Moved out
5,510

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
1
High
1
  • New Richmond High School

    High · Grades 9–12 · New Richmond Exempted Village

    587 students

  • Monroe Elementary School

    Elementary · Grades PK–5 · New Richmond Exempted Village

    566 students

  • New Richmond Middle School

    Middle · Grades 6–8 · New Richmond Exempted Village

    490 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,563
Loan principal$247,239
Down payment$61,810
Total interest paid$315,339

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,096
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
51st percentile[1]
Rental yield
[2]
Property tax
49th percentile[3]

Frequently asked

How much is a home worth in ZIP code 45157?
The typical home in 45157 is worth $309,048, based on the Zillow Home Value Index.
Are home values rising in 45157?
Home values in 45157 are up 4.1% over the past year, and up 5.6% a year over five years.
What is the property tax rate in 45157?
The effective property tax rate in 45157 is 1.1% — roughly $3,305 a year on a typical home.
Who lives in 45157?
ZIP code 45157 has a population of 9,415 and a median household income of $100,407.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Melbourne, KY

    Typical home
    $309,333
    Gross yield
  • Crittenden, KY

    Typical home
    $309,452
    Gross yield
  • Dunlap CDP, OH

    Typical home
    $307,485
    Gross yield
  • Oldenburg, IN

    Typical home
    $306,901
    Gross yield
  • Cincinnati, OH

    Typical home
    $306,842
    Gross yield
    5.2%
  • Dillsboro, IN

    Typical home
    $306,709
    Gross yield

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