HousingHandbookReference data

U.S. ZIP Code · OH45176

Clermont County · Cincinnati, OH-KY-IN

Typical home value

$274,763[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+3.0%
5-year / yr
+5.8%
10-year / yr
+7.4%

Relative price

vs U.S.
-3.3%
vs metro
-3.2%
vs state
+25.6%
ZIP 45176 location in OH
Location of ZIP 45176 in OH

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 45176 is worth $274,763 — 3.2% below the Cincinnati, OH-KY-IN median. Over the past year, values have risen 3.0%. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.9%[3]
Typical annual tax
$2,448[3]

#Climate risk

FEMA National Risk Index ratings for Clermont County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
10,072[3]
Median household income
$67,727[3]

#Migration

Household moves in and out of Clermont County over a year, from IRS tax-return data.

Net migration
+701[5]
Moved in
6,211
Moved out
5,510

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
1
Middle
0
High
1
  • Williamsburg High School

    High · Grades 6–12 · Williamsburg Local

    520 students

  • Williamsburg Elementary School

    Elementary · Grades PK–5 · Williamsburg Local

    419 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,389
Loan principal$219,811
Down payment$54,953
Total interest paid$280,356

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,822
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
55th percentile[1]
Rental yield
[2]
Property tax
31st percentile[3]

Frequently asked

How much is a home worth in ZIP code 45176?
The typical home in 45176 is worth $274,763, based on the Zillow Home Value Index.
Are home values rising in 45176?
Home values in 45176 are up 3.0% over the past year, and up 5.8% a year over five years.
What is the property tax rate in 45176?
The effective property tax rate in 45176 is 0.9% — roughly $2,448 a year on a typical home.
Who lives in 45176?
ZIP code 45176 has a population of 10,072 and a median household income of $67,727.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Franklin, OH

    Typical home
    $274,954
    Gross yield
    4.7%
  • Cincinnati, OH

    Typical home
    $274,412
    Gross yield
    6.4%
  • Trenton, OH

    Typical home
    $274,307
    Gross yield
  • Camp Dennison CDP, OH

    Typical home
    $274,049
    Gross yield
  • Florence, KY

    Typical home
    $276,512
    Gross yield
    7.0%
  • Mount Orab, OH

    Typical home
    $271,643
    Gross yield

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