How much is a home worth in ZIP code 45207?

The typical home in 45207 is worth $226,213, based on the Zillow Home Value Index.

Are home values rising in 45207?

Home values in 45207 are up 3.6% over the past year, and up 4.2% a year over five years.

What is the typical rent in 45207?

A typical home in 45207 rents for about $1,624 a month, a gross rental yield of 8.6%.

What is the property tax rate in 45207?

The effective property tax rate in 45207 is 1.0% — roughly $2,185 a year on a typical home.

ZIP code 45207 has a population of 6,983 and a median household income of $49,801.

HousingHandbookReference data

…

U.S. ZIP Code · OH45207

Hamilton County · Cincinnati, OH-KY-IN

Typical home value

$226,213^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +3.6%
5-year / yr: +4.2%
10-year / yr: +13.8%

Relative price

vs U.S.: -20.4%
vs metro: -20.3%
vs state: +3.4%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 45207 is worth $226,213 — 20.3% below the Cincinnati, OH-KY-IN median. Over the past year, values have risen 3.6%. Homes here rent for a typical $1,624 a month — a 8.6% gross rental yield. The effective property tax rate is 1.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,624^[2]
Gross yield: 8.6%^[2]
Cap rate: 5.2%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.0%^[3]
Typical annual tax: $2,185^[3]

#Climate risk

FEMA National Risk Index ratings for Hamilton County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: Not Applicable
Wildfire: Very Low
Drought: Relatively Low
Heat wave: Relatively High
Hurricane: Very Low
Tornado: Very High
Earthquake: Relatively Moderate
Winter weather: Relatively High

#Who lives here

Population: 6,983^[3]
Median household income: $49,801^[3]

#Migration

Household moves in and out of Hamilton County over a year, from IRS tax-return data.

Net migration: -1,903^[5]
Moved in: 18,761
Moved out: 20,664

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 4
Elementary: 3
Middle: 0
High: 1

Walnut Hills High School
High · Grades 7–12 · Cincinnati Public Schools
2,500 students
Academy Of World Languages School
Elementary · Grades PK–8 · Cincinnati Public Schools
548 students
Alliance Academy of Cincinnati
Elementary · Grades K–8 · Alliance Academy of Cincinnati
354 students
Evanston Academy
Elementary · Grades PK–6 · Cincinnati Public Schools
261 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield8.6%

Net yield (after ~40% expenses)5.2%

Annual rent$19,483

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,144

Loan principal$180,970

Down payment$45,243

Total interest paid$230,817

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio0.93

Monthly cost to own$1,515

Monthly rent$1,624

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 13th percentile^[1]
Rental yield: 90th percentile^[2]
Property tax: 40th percentile^[3]

Rankings

Top-10 lists this ZIP code appears on.

4th for best 10-year appreciation in OHView list →

Frequently asked

How much is a home worth in ZIP code 45207?: The typical home in 45207 is worth $226,213, based on the Zillow Home Value Index.
Are home values rising in 45207?: Home values in 45207 are up 3.6% over the past year, and up 4.2% a year over five years.
What is the typical rent in 45207?: A typical home in 45207 rents for about $1,624 a month, a gross rental yield of 8.6%.
What is the property tax rate in 45207?: The effective property tax rate in 45207 is 1.0% — roughly $2,185 a year on a typical home.
Who lives in 45207?: ZIP code 45207 has a population of 6,983 and a median household income of $49,801.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

45223 vs 45207 →
Cincinnati, OH
Typical home
$225,755
Gross yield
6.9%
45032 vs 45207 →
Harveysburg, OH
Typical home
$227,140
Gross yield
—
45251
Northgate CDP, OH
Typical home
$223,814
Gross yield
8.0%
45238
Cincinnati, OH
Typical home
$221,691
Gross yield
5.6%
45218
Greenhills, OH
Typical home
$231,387
Gross yield
—
41086
Sparta, KY
Typical home
$232,900
Gross yield
—

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Pit ZIP 45207 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · OH45207

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