HousingHandbookReference data

U.S. ZIP Code · OH45236

Hamilton County · Cincinnati, OH-KY-IN

Typical home value

$291,370[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.7%
5-year / yr
+6.0%
10-year / yr
+7.3%

Relative price

vs U.S.
+2.6%
vs metro
+2.6%
vs state
+33.2%
ZIP 45236 location in OH
Location of ZIP 45236 in OH

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 45236 is worth $291,370 — 2.6% above the Cincinnati, OH-KY-IN median. Over the past year, values have risen 1.7%. Homes here rent for a typical $1,813 a month — a 7.5% gross rental yield. The effective property tax rate is 1.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,813[2]
Gross yield
7.5%[2]
Cap rate
4.5%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.6%[3]
Typical annual tax
$4,589[3]

#Climate risk

FEMA National Risk Index ratings for Hamilton County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively High
Hurricane
Very Low
Tornado
Very High
Earthquake
Relatively Moderate
Winter weather
Relatively High

#Who lives here

Population
24,513[3]
Median household income
$84,037[3]

#Migration

Household moves in and out of Hamilton County over a year, from IRS tax-return data.

Net migration
-1,903[5]
Moved in
18,761
Moved out
20,664

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
3
Middle
0
High
1
  • Blue Ash Elementary

    Elementary · Grades PK–4 · Sycamore Community City

    618 students

  • Amity Elementary School

    Elementary · Grades PK–6 · Deer Park Community City

    589 students

  • Deer Park Jr/Sr High School

    High · Grades 7–12 · Deer Park Community City

    504 students

  • Silverton Elementary

    Elementary · Grades PK–6 · Cincinnati Public Schools

    302 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield7.5%
Net yield (after ~40% expenses)4.5%
Annual rent$21,759

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,473
Loan principal$233,096
Down payment$58,274
Total interest paid$297,301

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.16
Monthly cost to own$2,097
Monthly rent$1,813

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
64th percentile[1]
Rental yield
75th percentile[2]
Property tax
89th percentile[3]

Frequently asked

How much is a home worth in ZIP code 45236?
The typical home in 45236 is worth $291,370, based on the Zillow Home Value Index.
Are home values rising in 45236?
Home values in 45236 are up 1.7% over the past year, and up 6.0% a year over five years.
What is the typical rent in 45236?
A typical home in 45236 rents for about $1,813 a month, a gross rental yield of 7.5%.
What is the property tax rate in 45236?
The effective property tax rate in 45236 is 1.6% — roughly $4,589 a year on a typical home.
Who lives in 45236?
ZIP code 45236 has a population of 24,513 and a median household income of $84,037.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Lake Waynoka CDP, OH

    Typical home
    $291,698
    Gross yield
  • Moores Hill, IN

    Typical home
    $290,883
    Gross yield
  • Cincinnati, OH

    Typical home
    $289,212
    Gross yield
    6.9%
  • Dry Ridge, KY

    Typical home
    $286,897
    Gross yield
  • Butler, KY

    Typical home
    $286,251
    Gross yield
  • Somerville CDP, OH

    Typical home
    $285,204
    Gross yield

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