HousingHandbookReference data

U.S. ZIP Code · OH45346

Darke County

Typical home value

$208,008[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+7.4%
5-year / yr
+7.8%
10-year / yr
+5.2%

Relative price

vs U.S.
-26.8%
vs metro
vs state
-4.9%
ZIP 45346 location in OH
Location of ZIP 45346 in OH

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 45346 is worth $208,008. Over the past year, values have risen 7.4%. The effective property tax rate is 1.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.0%[3]
Typical annual tax
$2,169[3]

#Climate risk

FEMA National Risk Index ratings for Darke County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
No Rating
Heat wave
Very Low
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Low

#Who lives here

Population
1,663[3]
Median household income
$77,083[3]

#Migration

Household moves in and out of Darke County over a year, from IRS tax-return data.

Net migration
-94[5]
Moved in
906
Moved out
1,000

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
0
High
0
  • Tri-Village Elementary School

    Elementary · Grades K–6 · Tri-Village Local

    406 students

  • Tri-Village High School

    Other · Grades 4–12 · Tri-Village Local

    333 students

  • Wee Patriots Preschool

    Prekindergarten · Grades PK · Tri-Village Local

    63 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,052
Loan principal$166,407
Down payment$41,602
Total interest paid$212,243

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,405
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 45346?
The typical home in 45346 is worth $208,008, based on the Zillow Home Value Index.
Are home values rising in 45346?
Home values in 45346 are up 7.4% over the past year, and up 7.8% a year over five years.
What is the property tax rate in 45346?
The effective property tax rate in 45346 is 1.0% — roughly $2,169 a year on a typical home.
Who lives in 45346?
ZIP code 45346 has a population of 1,663 and a median household income of $77,083.

Compare ZIPs

Pit ZIP 45346 against any other ZIP — full side-by-side table.

Compare 45346

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