How much is a home worth in ZIP code 45371?

The typical home in 45371 is worth $350,400, based on the Zillow Home Value Index.

Are home values rising in 45371?

Home values in 45371 are up 3.2% over the past year, and up 5.8% a year over five years.

What is the typical rent in 45371?

A typical home in 45371 rents for about $1,747 a month, a gross rental yield of 6.0%.

What is the property tax rate in 45371?

The effective property tax rate in 45371 is 1.2% — roughly $4,362 a year on a typical home.

ZIP code 45371 has a population of 22,865 and a median household income of $93,599.

HousingHandbookReference data

…

U.S. ZIP Code · OH45371

Miami County · Dayton-Kettering-Beavercreek, OH

Typical home value

$350,400^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +3.2%
5-year / yr: +5.8%
10-year / yr: +6.0%

Relative price

vs U.S.: +23.4%
vs metro: +42.7%
vs state: +60.2%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 45371 is worth $350,400 — 42.7% above the Dayton-Kettering-Beavercreek, OH median. Over the past year, values have risen 3.2%. Homes here rent for a typical $1,747 a month — a 6.0% gross rental yield. The effective property tax rate is 1.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,747^[2]
Gross yield: 6.0%^[2]
Cap rate: 3.6%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.2%^[3]
Typical annual tax: $4,362^[3]

#Climate risk

FEMA National Risk Index ratings for Miami County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Low^[4]
Riverine flood: Relatively Low
Coastal flood: Not Applicable
Wildfire: Very Low
Drought: Relatively Low
Heat wave: Relatively Low
Hurricane: Very Low
Tornado: Relatively Moderate
Earthquake: Relatively Low
Winter weather: Relatively Moderate

#Who lives here

Population: 22,865^[3]
Median household income: $93,599^[3]

#Migration

Household moves in and out of Miami County over a year, from IRS tax-return data.

Net migration: +177^[5]
Moved in: 2,887
Moved out: 2,710

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 9
Elementary: 4
Middle: 2
High: 2

Bethel Elementary School
Elementary · Grades K–5 · Bethel Local
932 students
Tippecanoe High School
High · Grades 9–12 · Tipp City Exempted Village
735 students
Tippecanoe Middle School
Middle · Grades 6–8 · Tipp City Exempted Village
553 students
Bethel Middle School
Middle · Grades 6–8 · Bethel Local
498 students
Bethel High School
High · Grades 9–12 · Bethel Local
491 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield6.0%

Net yield (after ~40% expenses)3.6%

Annual rent$20,966

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,772

Loan principal$280,320

Down payment$70,080

Total interest paid$357,533

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.39

Monthly cost to own$2,426

Monthly rent$1,747

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 31st percentile^[1]
Rental yield: 13th percentile^[2]
Property tax: 25th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 45371?: The typical home in 45371 is worth $350,400, based on the Zillow Home Value Index.
Are home values rising in 45371?: Home values in 45371 are up 3.2% over the past year, and up 5.8% a year over five years.
What is the typical rent in 45371?: A typical home in 45371 rents for about $1,747 a month, a gross rental yield of 6.0%.
What is the property tax rate in 45371?: The effective property tax rate in 45371 is 1.2% — roughly $4,362 a year on a typical home.
Who lives in 45371?: ZIP code 45371 has a population of 22,865 and a median household income of $93,599.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

45312 vs 45371 →
Casstown, OH
Typical home
$352,860
Gross yield
—
45459 vs 45371 →
Centerville, OH
Typical home
$336,165
Gross yield
5.7%
45314
Cedarville, OH
Typical home
$329,074
Gross yield
—
45339
West Milton, OH
Typical home
$325,773
Gross yield
—
45387
Yellow Springs, OH
Typical home
$376,747
Gross yield
—
45440
Kettering, OH
Typical home
$319,484
Gross yield
5.6%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

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Pit ZIP 45371 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · OH45371

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