How much is a home worth in ZIP code 45373?

The typical home in 45373 is worth $283,091, based on the Zillow Home Value Index.

Are home values rising in 45373?

Home values in 45373 are up 3.6% over the past year, and up 6.4% a year over five years.

What is the typical rent in 45373?

A typical home in 45373 rents for about $1,437 a month, a gross rental yield of 6.1%.

What is the property tax rate in 45373?

The effective property tax rate in 45373 is 0.9% — roughly $2,632 a year on a typical home.

ZIP code 45373 has a population of 37,565 and a median household income of $75,742.

HousingHandbookReference data

…

U.S. ZIP Code · OH45373

Miami County · Dayton-Kettering-Beavercreek, OH

Typical home value

$283,091^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +3.6%
5-year / yr: +6.4%
10-year / yr: +6.6%

Relative price

vs U.S.: ≈ U.S. median
vs metro: +15.3%
vs state: +29.4%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 45373 is worth $283,091 — 15.3% above the Dayton-Kettering-Beavercreek, OH median. Over the past year, values have risen 3.6%. Homes here rent for a typical $1,437 a month — a 6.1% gross rental yield. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,437^[2]
Gross yield: 6.1%^[2]
Cap rate: 3.7%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.9%^[3]
Typical annual tax: $2,632^[3]

#Climate risk

FEMA National Risk Index ratings for Miami County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Low^[4]
Riverine flood: Relatively Low
Coastal flood: Not Applicable
Wildfire: Very Low
Drought: Relatively Low
Heat wave: Relatively Low
Hurricane: Very Low
Tornado: Relatively Moderate
Earthquake: Relatively Low
Winter weather: Relatively Moderate

#Who lives here

Population: 37,565^[3]
Median household income: $75,742^[3]

#Migration

Household moves in and out of Miami County over a year, from IRS tax-return data.

Net migration: +177^[5]
Moved in: 2,887
Moved out: 2,710

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 10
Elementary: 6
Middle: 2
High: 1

Troy High School
High · Grades 9–12 · Troy City
1,222 students
Concord Elementary School
Elementary · Grades K–5 · Troy City
639 students
Troy Junior High School
Middle · Grades 7–8 · Troy City
633 students
Cookson Elementary School
Elementary · Grades K–5 · Troy City
319 students
Van Cleve Elementary School
Middle · Grades 6 · Troy City
302 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield6.1%

Net yield (after ~40% expenses)3.7%

Annual rent$17,240

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,431

Loan principal$226,473

Down payment$56,618

Total interest paid$288,853

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.31

Monthly cost to own$1,887

Monthly rent$1,437

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 61st percentile^[1]
Rental yield: 17th percentile^[2]
Property tax: 2nd percentile^[3]

Frequently asked

How much is a home worth in ZIP code 45373?: The typical home in 45373 is worth $283,091, based on the Zillow Home Value Index.
Are home values rising in 45373?: Home values in 45373 are up 3.6% over the past year, and up 6.4% a year over five years.
What is the typical rent in 45373?: A typical home in 45373 rents for about $1,437 a month, a gross rental yield of 6.1%.
What is the property tax rate in 45373?: The effective property tax rate in 45373 is 0.9% — roughly $2,632 a year on a typical home.
Who lives in 45373?: ZIP code 45373 has a population of 37,565 and a median household income of $75,742.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

45315 vs 45373 →
Clayton, OH
Typical home
$283,790
Gross yield
—
45419 vs 45373 →
Oakwood, OH
Typical home
$281,555
Gross yield
6.2%
45429
Kettering, OH
Typical home
$275,162
Gross yield
6.6%
45335
Shawnee Hills CDP, OH
Typical home
$272,394
Gross yield
—
45309
Brookville, OH
Typical home
$270,742
Gross yield
—
45325
Farmersville, OH
Typical home
$297,106
Gross yield
—

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#Jump to section

U.S. ZIP Code · OH45373

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