How much is a home worth in ZIP code 45417?

The typical home in 45417 is worth $75,489, based on the Zillow Home Value Index.

Are home values rising in 45417?

Home values in 45417 are up 5.0% over the past year, and up 5.1% a year over five years.

What is the typical rent in 45417?

A typical home in 45417 rents for about $1,094 a month, a gross rental yield of 17.4%.

What is the property tax rate in 45417?

The effective property tax rate in 45417 is 1.5% — roughly $1,132 a year on a typical home.

ZIP code 45417 has a population of 28,186 and a median household income of $36,945.

HousingHandbookReference data

…

U.S. ZIP Code · OH45417

Montgomery County · Dayton-Kettering-Beavercreek, OH

Typical home value

$75,489^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +5.0%
5-year / yr: +5.1%
10-year / yr: +10.6%

Relative price

vs U.S.: -73.4%
vs metro: -69.3%
vs state: -65.5%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 45417 is worth $75,489 — 69.3% below the Dayton-Kettering-Beavercreek, OH median. Over the past year, values have risen 5.0%. Homes here rent for a typical $1,094 a month — a 17.4% gross rental yield. The effective property tax rate is 1.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,094^[2]
Gross yield: 17.4%^[2]
Cap rate: 10.4%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.5%^[3]
Typical annual tax: $1,132^[3]

#Climate risk

FEMA National Risk Index ratings for Montgomery County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively High
Coastal flood: Not Applicable
Wildfire: Very Low
Drought: Very Low
Heat wave: Relatively Moderate
Hurricane: Very Low
Tornado: Relatively High
Earthquake: Relatively Moderate
Winter weather: Relatively High

#Who lives here

Population: 28,186^[3]
Median household income: $36,945^[3]

#Migration

Household moves in and out of Montgomery County over a year, from IRS tax-return data.

Net migration: -392^[5]
Moved in: 12,762
Moved out: 13,154

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 6
Elementary: 3
Middle: 0
High: 2

Thurgood Marshall High School
High · Grades 9–12 · Dayton City
525 students
Roosevelt Elementary School
Elementary · Grades PK–6 · Dayton City
414 students
Westwood Elementary School
Elementary · Grades PK–6 · Dayton City
373 students
The International School
Other · Grades PK–12 · Dayton City
361 students
Blairwood Elementary School
Elementary · Grades PK–6 · Jefferson Township Local
141 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield17.4%

Net yield (after ~40% expenses)10.4%

Annual rent$13,126

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$382

Loan principal$60,391

Down payment$15,098

Total interest paid$77,025

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio0.49

Monthly cost to own$539

Monthly rent$1,094

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 12th percentile^[1]
Rental yield: 97th percentile^[2]
Property tax: 41st percentile^[3]

Rankings

Top-10 lists this ZIP code appears on.

10th for highest rental yield in OHView list →

Frequently asked

How much is a home worth in ZIP code 45417?: The typical home in 45417 is worth $75,489, based on the Zillow Home Value Index.
Are home values rising in 45417?: Home values in 45417 are up 5.0% over the past year, and up 5.1% a year over five years.
What is the typical rent in 45417?: A typical home in 45417 rents for about $1,094 a month, a gross rental yield of 17.4%.
What is the property tax rate in 45417?: The effective property tax rate in 45417 is 1.5% — roughly $1,132 a year on a typical home.
Who lives in 45417?: ZIP code 45417 has a population of 28,186 and a median household income of $36,945.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

45402 vs 45417 →
Dayton, OH
Typical home
$74,194
Gross yield
21.6%
45405 vs 45417 →
Dayton, OH
Typical home
$90,597
Gross yield
13.7%
45406
Dayton, OH
Typical home
$91,051
Gross yield
14.3%
45416
Trotwood, OH
Typical home
$96,510
Gross yield
15.2%
45404
Dayton, OH
Typical home
$105,223
Gross yield
12.0%
45403
Dayton, OH
Typical home
$107,214
Gross yield
11.5%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 45417 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · OH45417

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