How much is a home worth in ZIP code 45426?

The typical home in 45426 is worth $170,463, based on the Zillow Home Value Index.

Are home values rising in 45426?

Home values in 45426 are up 9.6% over the past year, and up 10.0% a year over five years.

What is the typical rent in 45426?

A typical home in 45426 rents for about $1,412 a month, a gross rental yield of 9.9%.

What is the property tax rate in 45426?

The effective property tax rate in 45426 is 1.6% — roughly $2,669 a year on a typical home.

ZIP code 45426 has a population of 14,114 and a median household income of $51,908.

HousingHandbookReference data

…

U.S. ZIP Code · OH45426

Montgomery County · Dayton-Kettering-Beavercreek, OH

Typical home value

$170,463^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +9.6%
5-year / yr: +10.0%
10-year / yr: +12.0%

Relative price

vs U.S.: -40.0%
vs metro: -30.6%
vs state: -22.1%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 45426 is worth $170,463 — 30.6% below the Dayton-Kettering-Beavercreek, OH median. Over the past year, values have risen 9.6%. Homes here rent for a typical $1,412 a month — a 9.9% gross rental yield. The effective property tax rate is 1.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,412^[2]
Gross yield: 9.9%^[2]
Cap rate: 6.0%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.6%^[3]
Typical annual tax: $2,669^[3]

#Climate risk

FEMA National Risk Index ratings for Montgomery County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively High
Coastal flood: Not Applicable
Wildfire: Very Low
Drought: Very Low
Heat wave: Relatively Moderate
Hurricane: Very Low
Tornado: Relatively High
Earthquake: Relatively Moderate
Winter weather: Relatively High

#Who lives here

Population: 14,114^[3]
Median household income: $51,908^[3]

#Migration

Household moves in and out of Montgomery County over a year, from IRS tax-return data.

Net migration: -392^[5]
Moved in: 12,762
Moved out: 13,154

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 7
Elementary: 4
Middle: 1
High: 1

Trotwood-Madison High School
High · Grades 9–12 · Trotwood-Madison City
829 students
Trotwood-Madison Middle School
Middle · Grades 6–8 · Trotwood-Madison City
537 students
Trotwood-Madison Early Learning Center
Elementary · Grades PK–1 · Trotwood-Madison City
383 students
Trotwood Preparatory & Fitness Academy
Elementary · Grades K–8 · Trotwood Preparatory & Fitness Academy
361 students
Westbrooke Village
Elementary · Grades 4–5 · Trotwood-Madison City
321 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield9.9%

Net yield (after ~40% expenses)6.0%

Annual rent$16,943

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$862

Loan principal$136,370

Down payment$34,093

Total interest paid$173,933

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio0.87

Monthly cost to own$1,227

Monthly rent$1,412

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 100th percentile^[1]
Rental yield: 73rd percentile^[2]
Property tax: 53rd percentile^[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 45426?: The typical home in 45426 is worth $170,463, based on the Zillow Home Value Index.
Are home values rising in 45426?: Home values in 45426 are up 9.6% over the past year, and up 10.0% a year over five years.
What is the typical rent in 45426?: A typical home in 45426 rents for about $1,412 a month, a gross rental yield of 9.9%.
What is the property tax rate in 45426?: The effective property tax rate in 45426 is 1.6% — roughly $2,669 a year on a typical home.
Who lives in 45426?: ZIP code 45426 has a population of 14,114 and a median household income of $51,908.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

45420 vs 45426 →
Kettering, OH
Typical home
$170,081
Gross yield
8.7%
45439 vs 45426 →
Moraine, OH
Typical home
$170,901
Gross yield
9.1%
45354
Phillipsburg, OH
Typical home
$161,848
Gross yield
—
45356
Piqua, OH
Typical home
$179,996
Gross yield
7.7%
45414
Dayton, OH
Typical home
$183,582
Gross yield
9.4%
45449
West Carrollton, OH
Typical home
$191,449
Gross yield
7.6%

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#Jump to section

U.S. ZIP Code · OH45426

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