U.S. ZIP Code · OH45638
Lawrence County · Huntington-Ashland, WV-KY-OH
Appreciation
- 1-year
- +4.0%
- 5-year / yr
- +2.9%
- 10-year / yr
- +3.6%
Relative price
- vs U.S.
- -58.5%
- vs metro
- -21.7%
- vs state
- -46.2%
Price history
Zillow Home Value Index — monthly, smoothed and seasonally adjusted.
The typical home in 45638 is worth $117,758 — 21.7% below the Huntington-Ashland, WV-KY-OH median. Over the past year, values have risen 4.0%. The effective property tax rate is 1.0%.
#Rent & investment
Typical asking rent, and the returns it implies at the current home value.
#Property tax
Effective rate — total real estate taxes paid relative to total home value.
#Climate risk
FEMA National Risk Index ratings for Lawrence County. "Not Applicable" means the hazard does not threaten the county.
- Overall risk
- Relatively Low[4]
- Riverine flood
- Relatively Moderate
- Coastal flood
- Not Applicable
- Wildfire
- Very Low
- Drought
- Very Low
- Heat wave
- Relatively Moderate
- Hurricane
- Very Low
- Tornado
- Relatively Low
- Earthquake
- Very Low
- Winter weather
- Relatively Low
#Who lives here
#Migration
Household moves in and out of Lawrence County over a year, from IRS tax-return data.
- Net migration
- -17[5]
- Moved in
- 1,029
- Moved out
- 1,046
Schools
Open public schools in this ZIP, from the NCES Common Core of Data.
- Public schools
- 9
- Elementary
- 3
- Middle
- 3
- High
- 3
Rock Hill Elementary School
Elementary · Grades PK–5 · Rock Hill Local
729 students
Ironton Elementary School
Elementary · Grades PK–5 · Ironton City School District
622 students
Dawson-Bryant Elementary School
Elementary · Grades PK–5 · Dawson-Bryant Local
593 students
Ironton High School
High · Grades 9–12 · Ironton City School District
418 students
Rock Hill Sr High School
High · Grades 9–12 · Rock Hill Local
320 students
Run the numbers
Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.
Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.
Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.
This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.
#Metro ranking
Where this ZIP sits among others in its metro area.
Frequently asked
- How much is a home worth in ZIP code 45638?
- The typical home in 45638 is worth $117,758, based on the Zillow Home Value Index.
- Are home values rising in 45638?
- Home values in 45638 are up 4.0% over the past year, and up 2.9% a year over five years.
- What is the property tax rate in 45638?
- The effective property tax rate in 45638 is 1.0% — roughly $1,171 a year on a typical home.
- Who lives in 45638?
- ZIP code 45638 has a population of 19,982 and a median household income of $52,728.
#Comparable ZIPs
Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.
Ashland, KY
- Typical home
- $118,208
- Gross yield
- —
KY
- Typical home
- $120,407
- Gross yield
- —
Worthington, KY
- Typical home
- $124,072
- Gross yield
- —
OH
- Typical home
- $110,320
- Gross yield
- —
WV
- Typical home
- $127,079
- Gross yield
- —
South Shore, KY
- Typical home
- $128,658
- Gross yield
- —
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