HousingHandbookReference data

U.S. ZIP Code · OH45696

Lawrence County · Huntington-Ashland, WV-KY-OH

Typical home value

$143,909[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+13.1%
5-year / yr
+4.0%
10-year / yr
+4.9%

Relative price

vs U.S.
-49.3%
vs metro
-4.3%
vs state
-34.2%
ZIP 45696 location in OH
Location of ZIP 45696 in OH

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 45696 is worth $143,909 — 4.3% below the Huntington-Ashland, WV-KY-OH median. Over the past year, values have risen 13.1%. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.9%[3]
Typical annual tax
$1,361[3]

#Climate risk

FEMA National Risk Index ratings for Lawrence County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Relatively Low
Earthquake
Very Low
Winter weather
Relatively Low

#Who lives here

Population
839[3]
Median household income
[3]

#Migration

Household moves in and out of Lawrence County over a year, from IRS tax-return data.

Net migration
-17[5]
Moved in
1,029
Moved out
1,046

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
1
Middle
0
High
1
  • Symmes Valley Elementary School

    Elementary · Grades PK–8 · Symmes Valley Local

    577 students

  • Symmes Valley High School

    High · Grades 9–12 · Symmes Valley Local

    177 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$728
Loan principal$115,127
Down payment$28,782
Total interest paid$146,838

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$962
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
42nd percentile[1]
Rental yield
[2]
Property tax
92nd percentile[3]

Frequently asked

How much is a home worth in ZIP code 45696?
The typical home in 45696 is worth $143,909, based on the Zillow Home Value Index.
Are home values rising in 45696?
Home values in 45696 are up 13.1% over the past year, and up 4.0% a year over five years.
What is the property tax rate in 45696?
The effective property tax rate in 45696 is 0.9% — roughly $1,361 a year on a typical home.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Louisa, KY

    Typical home
    $144,411
    Gross yield
  • Chesapeake, OH

    Typical home
    $143,113
    Gross yield
  • WV

    Typical home
    $144,860
    Gross yield
  • Flatwoods, KY

    Typical home
    $145,083
    Gross yield
  • Olive Hill, KY

    Typical home
    $145,185
    Gross yield
  • Wurtland, KY

    Typical home
    $142,144
    Gross yield

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