HousingHandbookReference data

U.S. ZIP Code · OH45844

Putnam County

Typical home value

$288,262[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+10.5%
5-year / yr
+8.0%
10-year / yr
+7.0%

Relative price

vs U.S.
+1.5%
vs metro
vs state
+31.8%
ZIP 45844 location in OH
Location of ZIP 45844 in OH

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 45844 is worth $288,262. Over the past year, values have risen 10.5%. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.9%[3]
Typical annual tax
$2,656[3]

#Climate risk

FEMA National Risk Index ratings for Putnam County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
No Rating
Heat wave
Very Low
Hurricane
Very Low
Tornado
Relatively Low
Earthquake
Very Low
Winter weather
Relatively Low

#Who lives here

Population
3,059[3]
Median household income
$88,792[3]

#Migration

Household moves in and out of Putnam County over a year, from IRS tax-return data.

Net migration
-161[5]
Moved in
444
Moved out
605

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
1
Middle
0
High
1
  • Fort Jennings High School

    High · Grades 6–12 · Jennings Local

    184 students

  • Fort Jennings Elementary School

    Elementary · Grades K–5 · Jennings Local

    164 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,458
Loan principal$230,609
Down payment$57,652
Total interest paid$294,130

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,919
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 45844?
The typical home in 45844 is worth $288,262, based on the Zillow Home Value Index.
Are home values rising in 45844?
Home values in 45844 are up 10.5% over the past year, and up 8.0% a year over five years.
What is the property tax rate in 45844?
The effective property tax rate in 45844 is 0.9% — roughly $2,656 a year on a typical home.
Who lives in 45844?
ZIP code 45844 has a population of 3,059 and a median household income of $88,792.

Compare ZIPs

Pit ZIP 45844 against any other ZIP — full side-by-side table.

Compare 45844

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