HousingHandbookReference data

U.S. ZIP Code · OH45891

Van Wert County

Typical home value

$182,460[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+6.2%
5-year / yr
+8.2%
10-year / yr
+8.0%

Relative price

vs U.S.
-35.8%
vs metro
vs state
-16.6%
ZIP 45891 location in OH
Location of ZIP 45891 in OH

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 45891 is worth $182,460. Over the past year, values have risen 6.2%. The effective property tax rate is 1.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.0%[3]
Typical annual tax
$1,819[3]

#Climate risk

FEMA National Risk Index ratings for Van Wert County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Very Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
No Rating
Heat wave
Very Low
Hurricane
Very Low
Tornado
Relatively Low
Earthquake
Very Low
Winter weather
Relatively Low

#Who lives here

Population
15,584[3]
Median household income
$64,272[3]

#Migration

Household moves in and out of Van Wert County over a year, from IRS tax-return data.

Net migration
-25[5]
Moved in
598
Moved out
623

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
7
Elementary
3
Middle
1
High
3
  • Van Wert Elementary School

    Elementary · Grades 1–5 · Van Wert City

    719 students

  • Van Wert High School

    High · Grades 9–12 · Van Wert City

    585 students

  • Vantage Career Center

    High · Grades 9–12 · Vantage Career Center

    496 students

  • Lincolnview Elementary School

    Elementary · Grades K–6 · Lincolnview Local

    418 students

  • Van Wert Middle School

    Middle · Grades 6–8 · Van Wert City

    373 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$923
Loan principal$145,968
Down payment$36,492
Total interest paid$186,174

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,227
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 45891?
The typical home in 45891 is worth $182,460, based on the Zillow Home Value Index.
Are home values rising in 45891?
Home values in 45891 are up 6.2% over the past year, and up 8.2% a year over five years.
What is the property tax rate in 45891?
The effective property tax rate in 45891 is 1.0% — roughly $1,819 a year on a typical home.
Who lives in 45891?
ZIP code 45891 has a population of 15,584 and a median household income of $64,272.

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