U.S. ZIP Code · IN46601
St. Joseph County · South Bend-Mishawaka, IN-MI
Appreciation
- 1-year
- +2.3%
- 5-year / yr
- +6.5%
- 10-year / yr
- +10.0%
Relative price
- vs U.S.
- -47.6%
- vs metro
- -40.6%
- vs state
- -35.7%
Price history
Zillow Home Value Index — monthly, smoothed and seasonally adjusted.
The typical home in 46601 is worth $148,727 — 40.6% below the South Bend-Mishawaka, IN-MI median. Over the past year, values have risen 2.3%. Homes here rent for a typical $1,350 a month — a 10.9% gross rental yield. The effective property tax rate is 1.0%.
#Rent & investment
Typical asking rent, and the returns it implies at the current home value.
#Property tax
Effective rate — total real estate taxes paid relative to total home value.
#Climate risk
FEMA National Risk Index ratings for St. Joseph County. "Not Applicable" means the hazard does not threaten the county.
- Overall risk
- Relatively Moderate[4]
- Riverine flood
- Relatively Moderate
- Coastal flood
- Not Applicable
- Wildfire
- Very Low
- Drought
- Very Low
- Heat wave
- Relatively Moderate
- Hurricane
- Very Low
- Tornado
- Relatively High
- Earthquake
- Relatively Low
- Winter weather
- Relatively Moderate
#Who lives here
#Migration
Household moves in and out of St. Joseph County over a year, from IRS tax-return data.
- Net migration
- -632[5]
- Moved in
- 6,085
- Moved out
- 6,717
Schools
Open public schools in this ZIP, from the NCES Common Core of Data.
- Public schools
- 3
- Elementary
- 1
- Middle
- 0
- High
- 1
Madison S.T.E.A.M. Academy
Elementary · Grades K–5 · South Bend Community School Corp
565 students
Purdue Polytechnic High School South Bend
High · Grades 9–12 · Purdue Polytechnic High School South Bend
154 students
Juvenile Justice Center
Other · Grades K–12 · South Bend Community School Corp
16 students
Run the numbers
Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.
Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.
Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.
Owning is meaningfully cheaper month-to-month.
This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.
#Metro ranking
Where this ZIP sits among others in its metro area.
Frequently asked
- How much is a home worth in ZIP code 46601?
- The typical home in 46601 is worth $148,727, based on the Zillow Home Value Index.
- Are home values rising in 46601?
- Home values in 46601 are up 2.3% over the past year, and up 6.5% a year over five years.
- What is the typical rent in 46601?
- A typical home in 46601 rents for about $1,350 a month, a gross rental yield of 10.9%.
- What is the property tax rate in 46601?
- The effective property tax rate in 46601 is 1.0% — roughly $1,491 a year on a typical home.
- Who lives in 46601?
- ZIP code 46601 has a population of 4,800 and a median household income of $30,789.
#Comparable ZIPs
Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.
South Bend, IN
- Typical home
- $146,814
- Gross yield
- 9.3%
South Bend, IN
- Typical home
- $137,224
- Gross yield
- 11.3%
South Bend, IN
- Typical home
- $175,543
- Gross yield
- 8.3%
South Bend, IN
- Typical home
- $179,713
- Gross yield
- 9.1%
South Bend, IN
- Typical home
- $111,287
- Gross yield
- 13.4%
Mishawaka, IN
- Typical home
- $206,622
- Gross yield
- 7.6%
Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →
Compare ZIPs
Pit ZIP 46601 against any other ZIP — full side-by-side table.
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