HousingHandbookReference data

U.S. ZIP Code · IN46975

Fulton County

Typical home value

$215,472[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.9%
5-year / yr
+6.9%
10-year / yr
+7.0%

Relative price

vs U.S.
-24.1%
vs metro
vs state
-6.9%
ZIP 46975 location in IN
Location of ZIP 46975 in IN

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 46975 is worth $215,472. Over the past year, values have risen 4.9%. Homes here rent for a typical $872 a month — a 4.9% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$872[2]
Gross yield
4.9%[2]
Cap rate
2.9%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$1,266[3]

#Climate risk

FEMA National Risk Index ratings for Fulton County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Very Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Very Low
Hurricane
Very Low
Tornado
Relatively Low
Earthquake
Very Low
Winter weather
Relatively Low

#Who lives here

Population
13,824[3]
Median household income
$61,185[3]

#Migration

Household moves in and out of Fulton County over a year, from IRS tax-return data.

Net migration
+1[5]
Moved in
508
Moved out
507

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
6
Elementary
3
Middle
1
High
2
  • Caston Jr-Sr High School

    High · Grades 6–12 · Caston School Corporation

    434 students

  • Caston Elementary School

    Elementary · Grades K–5 · Caston School Corporation

    414 students

  • George M Riddle Elementary School

    Elementary · Grades 2–4 · Rochester Community School Corp

    377 students

  • Rochester Community Middle School

    Middle · Grades 5–7 · Rochester Community School Corp

    324 students

  • Columbia Elementary School

    Elementary · Grades PK–1 · Rochester Community School Corp

    306 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.9%
Net yield (after ~40% expenses)2.9%
Annual rent$10,468

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,090
Loan principal$172,377
Down payment$43,094
Total interest paid$219,858

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.58
Monthly cost to own$1,375
Monthly rent$872

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 46975?
The typical home in 46975 is worth $215,472, based on the Zillow Home Value Index.
Are home values rising in 46975?
Home values in 46975 are up 4.9% over the past year, and up 6.9% a year over five years.
What is the typical rent in 46975?
A typical home in 46975 rents for about $872 a month, a gross rental yield of 4.9%.
What is the property tax rate in 46975?
The effective property tax rate in 46975 is 0.6% — roughly $1,266 a year on a typical home.
Who lives in 46975?
ZIP code 46975 has a population of 13,824 and a median household income of $61,185.

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