HousingHandbookReference data

U.S. ZIP Code · MI48001

St. Clair County · Detroit-Warren-Dearborn, MI

Typical home value

$254,484[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.0%
5-year / yr
+4.5%
10-year / yr
+6.6%

Relative price

vs U.S.
-10.4%
vs metro
-15.9%
vs state
+6.4%
ZIP 48001 location in MI
Location of ZIP 48001 in MI

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 48001 is worth $254,484 — 15.9% below the Detroit-Warren-Dearborn, MI median. Over the past year, values have risen 4.0%. The effective property tax rate is 1.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.2%[3]
Typical annual tax
$3,095[3]

#Climate risk

FEMA National Risk Index ratings for St. Clair County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Relatively Low
Wildfire
Very Low
Drought
No Rating
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Relatively Low

#Who lives here

Population
11,224[3]
Median household income
$69,160[3]

#Migration

Household moves in and out of St. Clair County over a year, from IRS tax-return data.

Net migration
+29[5]
Moved in
3,247
Moved out
3,218

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
2
Middle
0
High
2
  • Algonac JuniorSenior High School

    High · Grades 7–12 · Algonac Community School District

    671 students

  • Algonquin Elementary School

    Elementary · Grades 2–6 · Algonac Community School District

    457 students

  • Millside Elementary School

    Elementary · Grades PK–1 · Algonac Community School District

    185 students

  • Algonac Alternative Education

    High · Grades 7–12 · Algonac Community School District

    21 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,287
Loan principal$203,587
Down payment$50,897
Total interest paid$259,664

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,758
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
27th percentile[1]
Rental yield
[2]
Property tax
48th percentile[3]

Frequently asked

How much is a home worth in ZIP code 48001?
The typical home in 48001 is worth $254,484, based on the Zillow Home Value Index.
Are home values rising in 48001?
Home values in 48001 are up 4.0% over the past year, and up 4.5% a year over five years.
What is the property tax rate in 48001?
The effective property tax rate in 48001 is 1.2% — roughly $3,095 a year on a typical home.
Who lives in 48001?
ZIP code 48001 has a population of 11,224 and a median household income of $69,160.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Dearborn, MI

    Typical home
    $253,840
    Gross yield
  • Trenton, MI

    Typical home
    $255,680
    Gross yield
    6.6%
  • Millers Lake CDP, MI

    Typical home
    $255,720
    Gross yield
  • MI

    Typical home
    $256,510
    Gross yield
    6.1%
  • Capac, MI

    Typical home
    $250,076
    Gross yield
  • Southfield, MI

    Typical home
    $259,290
    Gross yield
    6.6%

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