HousingHandbookReference data

U.S. ZIP Code · MI48039

St. Clair County · Detroit-Warren-Dearborn, MI

Typical home value

$223,661[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+3.9%
5-year / yr
+4.4%
10-year / yr
+7.2%

Relative price

vs U.S.
-21.3%
vs metro
-26.1%
vs state
-6.5%
ZIP 48039 location in MI
Location of ZIP 48039 in MI

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 48039 is worth $223,661 — 26.1% below the Detroit-Warren-Dearborn, MI median. Over the past year, values have risen 3.9%. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.1%[3]
Typical annual tax
$2,485[3]

#Climate risk

FEMA National Risk Index ratings for St. Clair County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Relatively Low
Wildfire
Very Low
Drought
No Rating
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Relatively Low

#Who lives here

Population
7,437[3]
Median household income
$82,755[3]

#Migration

Household moves in and out of St. Clair County over a year, from IRS tax-return data.

Net migration
+29[5]
Moved in
3,247
Moved out
3,218

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
1
High
1
  • Marine City High School

    High · Grades 9–12 · East China School District

    456 students

  • Belle River Elementary School

    Elementary · Grades K–5 · East China School District

    357 students

  • Marine City Middle School

    Middle · Grades 6–8 · East China School District

    330 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,131
Loan principal$178,929
Down payment$44,732
Total interest paid$228,214

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,524
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
24th percentile[1]
Rental yield
[2]
Property tax
36th percentile[3]

Frequently asked

How much is a home worth in ZIP code 48039?
The typical home in 48039 is worth $223,661, based on the Zillow Home Value Index.
Are home values rising in 48039?
Home values in 48039 are up 3.9% over the past year, and up 4.4% a year over five years.
What is the property tax rate in 48039?
The effective property tax rate in 48039 is 1.1% — roughly $2,485 a year on a typical home.
Who lives in 48039?
ZIP code 48039 has a population of 7,437 and a median household income of $82,755.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Warren, MI

    Typical home
    $224,107
    Gross yield
    6.9%
  • St. Clair Shores, MI

    Typical home
    $224,706
    Gross yield
    6.4%
  • St. Clair Shores, MI

    Typical home
    $222,069
    Gross yield
    8.5%
  • Madison Heights, MI

    Typical home
    $221,916
    Gross yield
    8.4%
  • Westland, MI

    Typical home
    $226,317
    Gross yield
    6.9%
  • Southfield, MI

    Typical home
    $228,194
    Gross yield
    7.8%

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