HousingHandbookReference data

U.S. ZIP Code · MI48040

St. Clair County · Detroit-Warren-Dearborn, MI

Typical home value

$232,347[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+5.6%
5-year / yr
+5.4%
10-year / yr
+7.1%

Relative price

vs U.S.
-18.2%
vs metro
-23.2%
vs state
-2.8%
ZIP 48040 location in MI
Location of ZIP 48040 in MI

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 48040 is worth $232,347 — 23.2% below the Detroit-Warren-Dearborn, MI median. Over the past year, values have risen 5.6%. The effective property tax rate is 1.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.4%[3]
Typical annual tax
$3,283[3]

#Climate risk

FEMA National Risk Index ratings for St. Clair County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Relatively Low
Wildfire
Very Low
Drought
No Rating
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Relatively Low

#Who lives here

Population
9,925[3]
Median household income
$66,901[3]

#Migration

Household moves in and out of St. Clair County over a year, from IRS tax-return data.

Net migration
+29[5]
Moved in
3,247
Moved out
3,218

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
8
Elementary
3
Middle
1
High
3
  • Marysville High School

    High · Grades 9–12 · Marysville Public Schools

    792 students

  • Marysville Middle School

    Middle · Grades 6–8 · Marysville Public Schools

    634 students

  • Washington Elementary School

    Elementary · Grades PK–5 · Marysville Public Schools

    478 students

  • Gardens Elementary School

    Elementary · Grades PK–5 · Marysville Public Schools

    475 students

  • Morton Elementary School

    Elementary · Grades PK–5 · Marysville Public Schools

    322 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,175
Loan principal$185,877
Down payment$46,469
Total interest paid$237,076

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,641
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
62nd percentile[1]
Rental yield
[2]
Property tax
68th percentile[3]

Frequently asked

How much is a home worth in ZIP code 48040?
The typical home in 48040 is worth $232,347, based on the Zillow Home Value Index.
Are home values rising in 48040?
Home values in 48040 are up 5.6% over the past year, and up 5.4% a year over five years.
What is the property tax rate in 48040?
The effective property tax rate in 48040 is 1.4% — roughly $3,283 a year on a typical home.
Who lives in 48040?
ZIP code 48040 has a population of 9,925 and a median household income of $66,901.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Marysville, MI

    Typical home
    $232,264
    Gross yield
  • St. Clair Shores, MI

    Typical home
    $229,654
    Gross yield
    9.9%
  • Dearborn, MI

    Typical home
    $235,531
    Gross yield
    9.1%
  • Otter Lake, MI

    Typical home
    $235,891
    Gross yield
  • Oak Park, MI

    Typical home
    $236,061
    Gross yield
    7.6%
  • Southfield, MI

    Typical home
    $228,194
    Gross yield
    7.8%

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