HousingHandbookReference data

U.S. ZIP Code · MI49066

St. Joseph County

Typical home value

$200,778[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+7.5%
5-year / yr
+2.1%
10-year / yr
+5.6%

Relative price

vs U.S.
-29.3%
vs metro
vs state
-16.0%
ZIP 49066 location in MI
Location of ZIP 49066 in MI

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 49066 is worth $200,778. Over the past year, values have risen 7.5%. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$1,362[3]

#Climate risk

FEMA National Risk Index ratings for St. Joseph County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Very Low
Hurricane
Very Low
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively Low

#Who lives here

Population
720[3]
Median household income
$69,236[3]

#Migration

Household moves in and out of St. Joseph County over a year, from IRS tax-return data.

Net migration
-54[5]
Moved in
1,294
Moved out
1,348

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,015
Loan principal$160,622
Down payment$40,156
Total interest paid$204,865

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,296
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 49066?
The typical home in 49066 is worth $200,778, based on the Zillow Home Value Index.
Are home values rising in 49066?
Home values in 49066 are up 7.5% over the past year, and up 2.1% a year over five years.
What is the property tax rate in 49066?
The effective property tax rate in 49066 is 0.7% — roughly $1,362 a year on a typical home.
Who lives in 49066?
ZIP code 49066 has a population of 720 and a median household income of $69,236.

Compare ZIPs

Pit ZIP 49066 against any other ZIP — full side-by-side table.

Compare 49066

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