HousingHandbookReference data

U.S. ZIP Code · MI49404

Ottawa County · Grand Rapids-Wyoming-Kentwood, MI

Typical home value

$357,905[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.8%
5-year / yr
+5.8%
10-year / yr
+7.0%

Relative price

vs U.S.
+26.0%
vs metro
+16.7%
vs state
+49.7%
ZIP 49404 location in MI
Location of ZIP 49404 in MI

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 49404 is worth $357,905 — 16.7% above the Grand Rapids-Wyoming-Kentwood, MI median. Over the past year, values have risen 4.8%. The effective property tax rate is 1.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.0%[3]
Typical annual tax
$3,707[3]

#Climate risk

FEMA National Risk Index ratings for Ottawa County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Very Low
Wildfire
Very Low
Drought
No Rating
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
9,117[3]
Median household income
$86,096[3]

#Migration

Household moves in and out of Ottawa County over a year, from IRS tax-return data.

Net migration
+341[5]
Moved in
8,145
Moved out
7,804

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
6
Elementary
3
Middle
1
High
2
  • Coopersville High School

    High · Grades 9–12 · Coopersville Area Public School District

    864 students

  • Coopersville Middle School

    Middle · Grades 6–8 · Coopersville Area Public School District

    611 students

  • Coopersville South Elementary School

    Elementary · Grades 3–5 · Coopersville Area Public School District

    503 students

  • Coopersville East Elementary

    Elementary · Grades 1–2 · Coopersville Area Public School District

    307 students

  • Coopersville West Early Childhood Center

    Elementary · Grades PK–K · Coopersville Area Public School District

    189 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,810
Loan principal$286,324
Down payment$71,581
Total interest paid$365,191

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,418
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
43rd percentile[1]
Rental yield
[2]
Property tax
64th percentile[3]

Frequently asked

How much is a home worth in ZIP code 49404?
The typical home in 49404 is worth $357,905, based on the Zillow Home Value Index.
Are home values rising in 49404?
Home values in 49404 are up 4.8% over the past year, and up 5.8% a year over five years.
What is the property tax rate in 49404?
The effective property tax rate in 49404 is 1.0% — roughly $3,707 a year on a typical home.
Who lives in 49404?
ZIP code 49404 has a population of 9,117 and a median household income of $86,096.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Comstock Park CDP, MI

    Typical home
    $352,460
    Gross yield
    4.1%
  • Middleville, MI

    Typical home
    $367,257
    Gross yield
  • Jenison CDP, MI

    Typical home
    $368,328
    Gross yield
    5.7%
  • Kentwood, MI

    Typical home
    $368,484
    Gross yield
    5.3%
  • Cedar Springs, MI

    Typical home
    $347,186
    Gross yield
  • Walker, MI

    Typical home
    $346,913
    Gross yield
    4.4%

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