HousingHandbookReference data

U.S. ZIP Code · MI49417

Ottawa County · Grand Rapids-Wyoming-Kentwood, MI

Typical home value

$402,513[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+5.2%
5-year / yr
+5.7%
10-year / yr
+6.9%

Relative price

vs U.S.
+41.7%
vs metro
+31.3%
vs state
+68.3%
ZIP 49417 location in MI
Location of ZIP 49417 in MI

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 49417 is worth $402,513 — 31.3% above the Grand Rapids-Wyoming-Kentwood, MI median. Over the past year, values have risen 5.2%. Homes here rent for a typical $1,567 a month — a 4.7% gross rental yield. The effective property tax rate is 1.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,567[2]
Gross yield
4.7%[2]
Cap rate
2.8%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.0%[3]
Typical annual tax
$4,113[3]

#Climate risk

FEMA National Risk Index ratings for Ottawa County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Very Low
Wildfire
Very Low
Drought
No Rating
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
33,878[3]
Median household income
$83,405[3]

#Migration

Household moves in and out of Ottawa County over a year, from IRS tax-return data.

Net migration
+341[5]
Moved in
8,145
Moved out
7,804

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
12
Elementary
6
Middle
2
High
3
  • Grand Haven High School

    High · Grades 9–12 · Grand Haven Area Public Schools

    1,724 students

  • Lakeshore Middle School

    Middle · Grades 7–8 · Grand Haven Area Public Schools

    749 students

  • White Pines Intermediate School

    Middle · Grades 5–8 · Grand Haven Area Public Schools

    738 students

  • Griffin Elementary School

    Elementary · Grades PK–4 · Grand Haven Area Public Schools

    323 students

  • Peach Plains School

    Elementary · Grades PK–4 · Grand Haven Area Public Schools

    319 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.7%
Net yield (after ~40% expenses)2.8%
Annual rent$18,798

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,035
Loan principal$322,010
Down payment$80,503
Total interest paid$410,706

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.73
Monthly cost to own$2,713
Monthly rent$1,567

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
39th percentile[1]
Rental yield
13th percentile[2]
Property tax
59th percentile[3]

Frequently asked

How much is a home worth in ZIP code 49417?
The typical home in 49417 is worth $402,513, based on the Zillow Home Value Index.
Are home values rising in 49417?
Home values in 49417 are up 5.2% over the past year, and up 5.7% a year over five years.
What is the typical rent in 49417?
A typical home in 49417 rents for about $1,567 a month, a gross rental yield of 4.7%.
What is the property tax rate in 49417?
The effective property tax rate in 49417 is 1.0% — roughly $4,113 a year on a typical home.
Who lives in 49417?
ZIP code 49417 has a population of 33,878 and a median household income of $83,405.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Lowell, MI

    Typical home
    $408,047
    Gross yield
  • Zeeland, MI

    Typical home
    $391,716
    Gross yield
    6.3%
  • Beechwood CDP, MI

    Typical home
    $389,939
    Gross yield
    5.8%
  • Allendale CDP, MI

    Typical home
    $415,170
    Gross yield
  • Walker, MI

    Typical home
    $387,112
    Gross yield
    6.1%
  • Northview CDP, MI

    Typical home
    $386,352
    Gross yield
    5.7%

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