U.S. ZIP Code · MI49431
Mason County
Appreciation
- 1-year
- +6.8%
- 5-year / yr
- +5.2%
- 10-year / yr
- +5.3%
Relative price
- vs U.S.
- +7.4%
- vs metro
- —
- vs state
- +27.7%
Price history
Zillow Home Value Index — monthly, smoothed and seasonally adjusted.
The typical home in 49431 is worth $305,228. Over the past year, values have risen 6.8%. The effective property tax rate is 1.0%.
#Rent & investment
Typical asking rent, and the returns it implies at the current home value.
#Property tax
Effective rate — total real estate taxes paid relative to total home value.
#Climate risk
FEMA National Risk Index ratings for Mason County. "Not Applicable" means the hazard does not threaten the county.
- Overall risk
- Very Low[4]
- Riverine flood
- Relatively Low
- Coastal flood
- Very Low
- Wildfire
- Very Low
- Drought
- No Rating
- Heat wave
- Very Low
- Hurricane
- Very Low
- Tornado
- Very Low
- Earthquake
- Very Low
- Winter weather
- Relatively High
#Who lives here
#Migration
Household moves in and out of Mason County over a year, from IRS tax-return data.
- Net migration
- +39[5]
- Moved in
- 697
- Moved out
- 658
Schools
Open public schools in this ZIP, from the NCES Common Core of Data.
- Public schools
- 6
- Elementary
- 1
- Middle
- 1
- High
- 2
Ludington Elementary School
Elementary · Grades PK–5 · Ludington Area School District
902 students
Ludington High School
High · Grades 9–12 · Ludington Area School District
684 students
OJ DeJonge Middle School
Middle · Grades 6–8 · Ludington Area School District
477 students
Developmental ClassroomsWSESD
Other · Grades K–12 · West Shore Educational Service District
103 students
Academy of Science Math and Technology Early College High Sc
High · Grades 11–12 · Mason County Central Schools
55 students
Run the numbers
Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.
Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.
Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.
This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.
#Metro ranking
Where this ZIP sits among others in its metro area.
Frequently asked
- How much is a home worth in ZIP code 49431?
- The typical home in 49431 is worth $305,228, based on the Zillow Home Value Index.
- Are home values rising in 49431?
- Home values in 49431 are up 6.8% over the past year, and up 5.2% a year over five years.
- What is the property tax rate in 49431?
- The effective property tax rate in 49431 is 1.0% — roughly $3,059 a year on a typical home.
- Who lives in 49431?
- ZIP code 49431 has a population of 17,184 and a median household income of $66,336.
Compare ZIPs
Pit ZIP 49431 against any other ZIP — full side-by-side table.
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