HousingHandbookReference data

U.S. ZIP Code · MI49434

Ottawa County · Grand Rapids-Wyoming-Kentwood, MI

Typical home value

$1,171,882[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+7.0%
5-year / yr
+6.6%
10-year / yr

Relative price

vs U.S.
+312.5%
vs metro
+282.3%
vs state
+390.1%
ZIP 49434 location in MI
Location of ZIP 49434 in MI

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 49434 is worth $1,171,882 — 282.3% above the Grand Rapids-Wyoming-Kentwood, MI median. Over the past year, values have risen 7.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
[3]
Typical annual tax
[3]

#Climate risk

FEMA National Risk Index ratings for Ottawa County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Very Low
Wildfire
Very Low
Drought
No Rating
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
130[3]
Median household income
$178,942[3]

#Migration

Household moves in and out of Ottawa County over a year, from IRS tax-return data.

Net migration
+341[5]
Moved in
8,145
Moved out
7,804

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$5,926
Loan principal$937,506
Down payment$234,376
Total interest paid$1,195,737

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$8,074
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
81st percentile[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 49434?
The typical home in 49434 is worth $1,171,882, based on the Zillow Home Value Index.
Are home values rising in 49434?
Home values in 49434 are up 7.0% over the past year, and up 6.6% a year over five years.
Who lives in 49434?
ZIP code 49434 has a population of 130 and a median household income of $178,942.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Forest Hills CDP, MI

    Typical home
    $652,456
    Gross yield
    5.5%
  • Forest Hills CDP, MI

    Typical home
    $508,794
    Gross yield
    4.1%
  • MI

    Typical home
    $500,719
    Gross yield
  • MI

    Typical home
    $498,926
    Gross yield
  • MI

    Typical home
    $494,576
    Gross yield
  • Byron Center CDP, MI

    Typical home
    $458,862
    Gross yield

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