HousingHandbookReference data

U.S. ZIP Code · MI49637

Grand Traverse County · Traverse City, MI

Typical home value

$347,058[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+3.1%
5-year / yr
+7.5%
10-year / yr
+8.4%

Relative price

vs U.S.
+22.2%
vs metro
-19.3%
vs state
+45.2%
ZIP 49637 location in MI
Location of ZIP 49637 in MI

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 49637 is worth $347,058 — 19.3% below the Traverse City, MI median. Over the past year, values have risen 3.1%. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$2,650[3]

#Climate risk

FEMA National Risk Index ratings for Grand Traverse County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Very Low
Wildfire
Very Low
Drought
No Rating
Heat wave
Very Low
Hurricane
Very Low
Tornado
Relatively Low
Earthquake
Very Low
Winter weather
Very High

#Who lives here

Population
3,646[3]
Median household income
$75,000[3]

#Migration

Household moves in and out of Grand Traverse County over a year, from IRS tax-return data.

Net migration
+139[5]
Moved in
2,943
Moved out
2,804

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,755
Loan principal$277,646
Down payment$69,412
Total interest paid$354,122

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,264
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
74th percentile[1]
Rental yield
[2]
Property tax
50th percentile[3]

Frequently asked

How much is a home worth in ZIP code 49637?
The typical home in 49637 is worth $347,058, based on the Zillow Home Value Index.
Are home values rising in 49637?
Home values in 49637 are up 3.1% over the past year, and up 7.5% a year over five years.
What is the property tax rate in 49637?
The effective property tax rate in 49637 is 0.8% — roughly $2,650 a year on a typical home.
Who lives in 49637?
ZIP code 49637 has a population of 3,646 and a median household income of $75,000.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Kingsley, MI

    Typical home
    $345,421
    Gross yield
  • Benzonia, MI

    Typical home
    $330,633
    Gross yield
  • Bendon CDP, MI

    Typical home
    $368,349
    Gross yield
  • Crystal Mountain CDP, MI

    Typical home
    $312,642
    Gross yield
  • Rapid City CDP, MI

    Typical home
    $387,783
    Gross yield
  • Traverse City, MI

    Typical home
    $400,013
    Gross yield
    5.9%

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