U.S. ZIP Code · MI49735
Otsego County
Appreciation
- 1-year
- +2.6%
- 5-year / yr
- +7.0%
- 10-year / yr
- +7.0%
Relative price
- vs U.S.
- -6.8%
- vs metro
- —
- vs state
- +10.7%
Price history
Zillow Home Value Index — monthly, smoothed and seasonally adjusted.
The typical home in 49735 is worth $264,685. Over the past year, values have risen 2.6%. The effective property tax rate is 0.8%.
#Rent & investment
Typical asking rent, and the returns it implies at the current home value.
#Property tax
Effective rate — total real estate taxes paid relative to total home value.
#Climate risk
FEMA National Risk Index ratings for Otsego County. "Not Applicable" means the hazard does not threaten the county.
- Overall risk
- Very Low[4]
- Riverine flood
- Very Low
- Coastal flood
- Not Applicable
- Wildfire
- Very Low
- Drought
- No Rating
- Heat wave
- Very Low
- Hurricane
- Very Low
- Tornado
- Relatively Low
- Earthquake
- Very Low
- Winter weather
- Very Low
#Who lives here
#Migration
Household moves in and out of Otsego County over a year, from IRS tax-return data.
- Net migration
- +124[5]
- Moved in
- 852
- Moved out
- 728
Schools
Open public schools in this ZIP, from the NCES Common Core of Data.
- Public schools
- 5
- Elementary
- 2
- Middle
- 2
- High
- 1
Gaylord High SchoolVoc Bldg
High · Grades 9–12 · Gaylord Community Schools
933 students
Gaylord Intermediate School
Middle · Grades 4–6 · Gaylord Community Schools
618 students
Gaylord Middle School
Middle · Grades 7–8 · Gaylord Community Schools
426 students
South Maple Elementary School
Elementary · Grades PK–3 · Gaylord Community Schools
404 students
North Ohio Elementary School
Elementary · Grades PK–3 · Gaylord Community Schools
395 students
Run the numbers
Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.
Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.
Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.
This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.
#Metro ranking
Where this ZIP sits among others in its metro area.
Frequently asked
- How much is a home worth in ZIP code 49735?
- The typical home in 49735 is worth $264,685, based on the Zillow Home Value Index.
- Are home values rising in 49735?
- Home values in 49735 are up 2.6% over the past year, and up 7.0% a year over five years.
- What is the property tax rate in 49735?
- The effective property tax rate in 49735 is 0.8% — roughly $2,085 a year on a typical home.
- Who lives in 49735?
- ZIP code 49735 has a population of 20,773 and a median household income of $70,819.
Compare ZIPs
Pit ZIP 49735 against any other ZIP — full side-by-side table.
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