HousingHandbookReference data

U.S. ZIP Code · MI49862

Alger County

Typical home value

$204,054[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+5.3%
5-year / yr
+2.6%
10-year / yr
+4.2%

Relative price

vs U.S.
-28.2%
vs metro
vs state
-14.7%
ZIP 49862 location in MI
Location of ZIP 49862 in MI

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 49862 is worth $204,054. Over the past year, values have risen 5.3%. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.9%[3]
Typical annual tax
$1,848[3]

#Climate risk

FEMA National Risk Index ratings for Alger County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Very Low
Coastal flood
Very Low
Wildfire
Very Low
Drought
Very Low
Heat wave
Very Low
Hurricane
No Rating
Tornado
Very Low
Earthquake
Very Low
Winter weather
Very Low

#Who lives here

Population
4,546[3]
Median household income
$61,340[3]

#Migration

Household moves in and out of Alger County over a year, from IRS tax-return data.

Net migration
+8[5]
Moved in
188
Moved out
180

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
0
High
2
  • Munising High and Middle School

    High · Grades 6–12 · Munising Public Schools

    312 students

  • William G Mather Elementary School

    Elementary · Grades PK–5 · Munising Public Schools

    242 students

  • Alger Maximum Correctional Facility

    High · Grades 9–12 · Michigan Department of Corrections

    0 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,032
Loan principal$163,243
Down payment$40,811
Total interest paid$208,208

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,357
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 49862?
The typical home in 49862 is worth $204,054, based on the Zillow Home Value Index.
Are home values rising in 49862?
Home values in 49862 are up 5.3% over the past year, and up 2.6% a year over five years.
What is the property tax rate in 49862?
The effective property tax rate in 49862 is 0.9% — roughly $1,848 a year on a typical home.
Who lives in 49862?
ZIP code 49862 has a population of 4,546 and a median household income of $61,340.

Compare ZIPs

Pit ZIP 49862 against any other ZIP — full side-by-side table.

Compare 49862

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