HousingHandbookReference data

U.S. ZIP Code · IA50401

Cerro Gordo County

Typical home value

$157,248[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.6%
5-year / yr
+5.6%
10-year / yr
+5.5%

Relative price

vs U.S.
-44.6%
vs metro
vs state
-23.2%
ZIP 50401 location in IA
Location of ZIP 50401 in IA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 50401 is worth $157,248. Over the past year, values have risen 2.6%. The effective property tax rate is 1.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.5%[3]
Typical annual tax
$2,292[3]

#Climate risk

FEMA National Risk Index ratings for Cerro Gordo County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively High
Heat wave
Very Low
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Relatively High

#Who lives here

Population
28,703[3]
Median household income
$66,072[3]

#Migration

Household moves in and out of Cerro Gordo County over a year, from IRS tax-return data.

Net migration
-58[5]
Moved in
988
Moved out
1,046

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
9
Elementary
4
Middle
2
High
3
  • Mason City High School

    High · Grades 9–12 · Mason City Comm School District

    967 students

  • Lincoln Intermediate

    Middle · Grades 5–6 · Mason City Comm School District

    488 students

  • John Adams Middle School

    Middle · Grades 7–8 · Mason City Comm School District

    463 students

  • Roosevelt Elementary School

    Elementary · Grades PK–4 · Mason City Comm School District

    365 students

  • Harding Elementary School

    Elementary · Grades PK–4 · Mason City Comm School District

    357 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$795
Loan principal$125,798
Down payment$31,450
Total interest paid$160,449

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,117
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 50401?
The typical home in 50401 is worth $157,248, based on the Zillow Home Value Index.
Are home values rising in 50401?
Home values in 50401 are up 2.6% over the past year, and up 5.6% a year over five years.
What is the property tax rate in 50401?
The effective property tax rate in 50401 is 1.5% — roughly $2,292 a year on a typical home.
Who lives in 50401?
ZIP code 50401 has a population of 28,703 and a median household income of $66,072.

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Pit ZIP 50401 against any other ZIP — full side-by-side table.

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