HousingHandbookReference data

U.S. ZIP Code · WI53012

Ozaukee County · Milwaukee-Waukesha, WI

Typical home value

$540,393[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.5%
5-year / yr
+5.0%
10-year / yr
+5.2%

Relative price

vs U.S.
+90.2%
vs metro
+31.4%
vs state
+77.1%
ZIP 53012 location in WI
Location of ZIP 53012 in WI

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 53012 is worth $540,393 — 31.4% above the Milwaukee-Waukesha, WI median. Over the past year, values have risen 4.5%. Homes here rent for a typical $1,673 a month — a 3.7% gross rental yield. The effective property tax rate is 1.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,673[2]
Gross yield
3.7%[2]
Cap rate
2.2%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.2%[3]
Typical annual tax
$6,388[3]

#Climate risk

FEMA National Risk Index ratings for Ozaukee County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Very Low
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Low
Earthquake
Very Low
Winter weather
Relatively Low

#Who lives here

Population
19,183[3]
Median household income
$96,090[3]

#Migration

Household moves in and out of Ozaukee County over a year, from IRS tax-return data.

Net migration
+60[5]
Moved in
2,724
Moved out
2,664

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
6
Elementary
3
Middle
1
High
1
  • Cedarburg High

    High · Grades 9–12 · Cedarburg School District

    1,085 students

  • Webster Middle

    Middle · Grades 6–8 · Cedarburg School District

    655 students

  • Thorson Elementary

    Elementary · Grades PK–5 · Cedarburg School District

    552 students

  • Parkview Elementary

    Elementary · Grades PK–5 · Cedarburg School District

    498 students

  • Westlawn Elementary

    Elementary · Grades PK–5 · Cedarburg School District

    291 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield3.7%
Net yield (after ~40% expenses)2.2%
Annual rent$20,070

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,733
Loan principal$432,314
Down payment$108,079
Total interest paid$551,393

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio2.22
Monthly cost to own$3,714
Monthly rent$1,673

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
13th percentile[1]
Rental yield
15th percentile[2]
Property tax
42nd percentile[3]

Frequently asked

How much is a home worth in ZIP code 53012?
The typical home in 53012 is worth $540,393, based on the Zillow Home Value Index.
Are home values rising in 53012?
Home values in 53012 are up 4.5% over the past year, and up 5.0% a year over five years.
What is the typical rent in 53012?
A typical home in 53012 rents for about $1,673 a month, a gross rental yield of 3.7%.
What is the property tax rate in 53012?
The effective property tax rate in 53012 is 1.2% — roughly $6,388 a year on a typical home.
Who lives in 53012?
ZIP code 53012 has a population of 19,183 and a median household income of $96,090.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Pewaukee, WI

    Typical home
    $542,953
    Gross yield
    5.0%
  • Sussex, WI

    Typical home
    $543,471
    Gross yield
  • Brookfield, WI

    Typical home
    $545,542
    Gross yield
    4.6%
  • Milwaukee, WI

    Typical home
    $528,340
    Gross yield
    3.7%
  • Eagle, WI

    Typical home
    $527,207
    Gross yield
  • Muskego, WI

    Typical home
    $520,784
    Gross yield

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