HousingHandbookReference data

U.S. ZIP Code · WI53523

Dane County · Madison, WI

Typical home value

$428,367[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.8%
5-year / yr
+5.7%
10-year / yr
+6.2%

Relative price

vs U.S.
+50.8%
vs metro
≈ metro median
vs state
+40.4%
ZIP 53523 location in WI
Location of ZIP 53523 in WI

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 53523 is worth $428,367. Over the past year, values have risen 2.8%. The effective property tax rate is 1.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.3%[3]
Typical annual tax
$5,698[3]

#Climate risk

FEMA National Risk Index ratings for Dane County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
5,074[3]
Median household income
$102,188[3]

#Migration

Household moves in and out of Dane County over a year, from IRS tax-return data.

Net migration
+1,189[5]
Moved in
16,646
Moved out
15,457

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
1
Middle
1
High
2
  • Cambridge Elementary

    Elementary · Grades PK–5 · Cambridge School District

    419 students

  • Cambridge High

    High · Grades 9–12 · Cambridge School District

    259 students

  • Nikolay Middle

    Middle · Grades 6–8 · Cambridge School District

    201 students

  • Koshkonong Trails School

    High · Grades 7–12 · Cambridge School District

    28 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,166
Loan principal$342,693
Down payment$85,673
Total interest paid$437,087

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,998
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
19th percentile[1]
Rental yield
[2]
Property tax
29th percentile[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 53523?
The typical home in 53523 is worth $428,367, based on the Zillow Home Value Index.
Are home values rising in 53523?
Home values in 53523 are up 2.8% over the past year, and up 5.7% a year over five years.
What is the property tax rate in 53523?
The effective property tax rate in 53523 is 1.3% — roughly $5,698 a year on a typical home.
Who lives in 53523?
ZIP code 53523 has a population of 5,074 and a median household income of $102,188.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Mazomanie, WI

    Typical home
    $428,321
    Gross yield
  • Deerfield, WI

    Typical home
    $429,332
    Gross yield
  • Madison, WI

    Typical home
    $430,655
    Gross yield
    4.7%
  • Stoughton, WI

    Typical home
    $432,994
    Gross yield
    4.4%
  • Belleville, WI

    Typical home
    $434,148
    Gross yield
  • Black Earth, WI

    Typical home
    $434,526
    Gross yield

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