HousingHandbookReference data

U.S. ZIP Code · WI54025

St. Croix County · Minneapolis-St. Paul-Bloomington, MN-WI

Typical home value

$416,439[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.8%
5-year / yr
+5.1%
10-year / yr
+6.9%

Relative price

vs U.S.
+46.6%
vs metro
+9.0%
vs state
+36.5%
ZIP 54025 location in WI
Location of ZIP 54025 in WI

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 54025 is worth $416,439 — 9.0% above the Minneapolis-St. Paul-Bloomington, MN-WI median. Over the past year, values have risen 1.8%. Homes here rent for a typical $1,200 a month — a 3.5% gross rental yield. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,200[2]
Gross yield
3.5%[2]
Cap rate
2.1%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.1%[3]
Typical annual tax
$4,534[3]

#Climate risk

FEMA National Risk Index ratings for St. Croix County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively Low
Hurricane
Not Applicable
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Relatively Moderate

#Who lives here

Population
7,612[3]
Median household income
$86,930[3]

#Migration

Household moves in and out of St. Croix County over a year, from IRS tax-return data.

Net migration
+61[5]
Moved in
2,730
Moved out
2,669

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
1
High
1
  • Somerset Elementary

    Elementary · Grades PK–4 · Somerset School District

    567 students

  • Somerset High

    High · Grades 9–12 · Somerset School District

    464 students

  • Somerset Middle

    Middle · Grades 5–8 · Somerset School District

    421 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield3.5%
Net yield (after ~40% expenses)2.1%
Annual rent$14,400

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,106
Loan principal$333,151
Down payment$83,288
Total interest paid$424,916

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio2.36
Monthly cost to own$2,831
Monthly rent$1,200

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
89th percentile[1]
Rental yield
3rd percentile[2]
Property tax
70th percentile[3]

Frequently asked

How much is a home worth in ZIP code 54025?
The typical home in 54025 is worth $416,439, based on the Zillow Home Value Index.
Are home values rising in 54025?
Home values in 54025 are up 1.8% over the past year, and up 5.1% a year over five years.
What is the typical rent in 54025?
A typical home in 54025 rents for about $1,200 a month, a gross rental yield of 3.5%.
What is the property tax rate in 54025?
The effective property tax rate in 54025 is 1.1% — roughly $4,534 a year on a typical home.
Who lives in 54025?
ZIP code 54025 has a population of 7,612 and a median household income of $86,930.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Shoreview, MN

    Typical home
    $416,952
    Gross yield
    5.2%
  • Elk River, MN

    Typical home
    $415,890
    Gross yield
    5.6%
  • Woodbury, MN

    Typical home
    $415,059
    Gross yield
    5.7%
  • Stacy, MN

    Typical home
    $418,377
    Gross yield
  • Elysian, MN

    Typical home
    $418,513
    Gross yield
  • St. Louis Park, MN

    Typical home
    $414,310
    Gross yield
    5.4%

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