HousingHandbookReference data

U.S. ZIP Code · WI54481

Portage County

Typical home value

$260,582[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+7.1%
5-year / yr
+6.5%
10-year / yr
+6.4%

Relative price

vs U.S.
-8.3%
vs metro
vs state
-14.6%
ZIP 54481 location in WI
Location of ZIP 54481 in WI

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 54481 is worth $260,582. Over the past year, values have risen 7.1%. Homes here rent for a typical $1,227 a month — a 5.7% gross rental yield. The effective property tax rate is 1.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,227[2]
Gross yield
5.7%[2]
Cap rate
3.4%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.2%[3]
Typical annual tax
$3,246[3]

#Climate risk

FEMA National Risk Index ratings for Portage County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively Low
Hurricane
No Rating
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Relatively Low

#Who lives here

Population
28,242[3]
Median household income
$59,545[3]

#Migration

Household moves in and out of Portage County over a year, from IRS tax-return data.

Net migration
+53[5]
Moved in
1,846
Moved out
1,793

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
14
Elementary
6
Middle
2
High
3
  • Stevens Point Area Senior High

    High · Grades 10–12 · Stevens Point Area Public School District

    1,458 students

  • Benjamin Franklin Junior High

    Middle · Grades 7–9 · Stevens Point Area Public School District

    812 students

  • P J Jacobs Junior High

    Middle · Grades 7–9 · Stevens Point Area Public School District

    700 students

  • Washington Elementary

    Elementary · Grades K–6 · Stevens Point Area Public School District

    474 students

  • Point 4 the Future

    Prekindergarten · Grades PK · Stevens Point Area Public School District

    425 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.7%
Net yield (after ~40% expenses)3.4%
Annual rent$14,724

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,318
Loan principal$208,466
Down payment$52,116
Total interest paid$265,887

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.47
Monthly cost to own$1,806
Monthly rent$1,227

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 54481?
The typical home in 54481 is worth $260,582, based on the Zillow Home Value Index.
Are home values rising in 54481?
Home values in 54481 are up 7.1% over the past year, and up 6.5% a year over five years.
What is the typical rent in 54481?
A typical home in 54481 rents for about $1,227 a month, a gross rental yield of 5.7%.
What is the property tax rate in 54481?
The effective property tax rate in 54481 is 1.2% — roughly $3,246 a year on a typical home.
Who lives in 54481?
ZIP code 54481 has a population of 28,242 and a median household income of $59,545.

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