HousingHandbookReference data

U.S. ZIP Code · WI54545

Vilas County

Typical home value

$654,631[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+5.6%
5-year / yr
+6.3%
10-year / yr
+4.9%

Relative price

vs U.S.
+130.4%
vs metro
vs state
+114.5%
ZIP 54545 location in WI
Location of ZIP 54545 in WI

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 54545 is worth $654,631. Over the past year, values have risen 5.6%. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$4,041[3]

#Climate risk

FEMA National Risk Index ratings for Vilas County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Very Low
Heat wave
Very Low
Hurricane
No Rating
Tornado
Relatively Low
Earthquake
Very Low
Winter weather
Relatively Moderate

#Who lives here

Population
947[3]
Median household income
$80,625[3]

#Migration

Household moves in and out of Vilas County over a year, from IRS tax-return data.

Net migration
+113[5]
Moved in
858
Moved out
745

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
1
Middle
0
High
0
  • North Lakeland Elementary

    Elementary · Grades PK–8 · North Lakeland School District

    145 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$3,310
Loan principal$523,705
Down payment$130,926
Total interest paid$667,956

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$4,194
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 54545?
The typical home in 54545 is worth $654,631, based on the Zillow Home Value Index.
Are home values rising in 54545?
Home values in 54545 are up 5.6% over the past year, and up 6.3% a year over five years.
What is the property tax rate in 54545?
The effective property tax rate in 54545 is 0.6% — roughly $4,041 a year on a typical home.
Who lives in 54545?
ZIP code 54545 has a population of 947 and a median household income of $80,625.

Compare ZIPs

Pit ZIP 54545 against any other ZIP — full side-by-side table.

Compare 54545

#Jump to section