HousingHandbookReference data

U.S. ZIP Code · WI54601

La Crosse County · La Crosse-Onalaska, WI-MN

Typical home value

$298,600[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+5.2%
5-year / yr
+6.2%
10-year / yr
+6.4%

Relative price

vs U.S.
+5.1%
vs metro
≈ metro median
vs state
-2.1%
ZIP 54601 location in WI
Location of ZIP 54601 in WI

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 54601 is worth $298,600. Over the past year, values have risen 5.2%. Homes here rent for a typical $1,126 a month — a 4.5% gross rental yield. The effective property tax rate is 1.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,126[2]
Gross yield
4.5%[2]
Cap rate
2.7%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.6%[3]
Typical annual tax
$4,914[3]

#Climate risk

FEMA National Risk Index ratings for La Crosse County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively Moderate
Hurricane
No Rating
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Relatively Moderate

#Who lives here

Population
50,397[3]
Median household income
$61,639[3]

#Migration

Household moves in and out of La Crosse County over a year, from IRS tax-return data.

Net migration
+107[5]
Moved in
3,039
Moved out
2,932

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
15
Elementary
10
Middle
1
High
2
  • Central High

    High · Grades 9–12 · La Crosse School District

    1,014 students

  • Longfellow Middle

    Middle · Grades 6–8 · La Crosse School District

    625 students

  • Emerson Elementary

    Elementary · Grades PK–5 · La Crosse School District

    323 students

  • Southern Bluffs Elementary

    Elementary · Grades PK–5 · La Crosse School District

    320 students

  • Spence Elementary

    Elementary · Grades PK–5 · La Crosse School District

    315 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.5%
Net yield (after ~40% expenses)2.7%
Annual rent$13,517

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,510
Loan principal$238,880
Down payment$59,720
Total interest paid$304,678

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.93
Monthly cost to own$2,169
Monthly rent$1,126

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
63rd percentile[1]
Rental yield
33rd percentile[2]
Property tax
100th percentile[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 54601?
The typical home in 54601 is worth $298,600, based on the Zillow Home Value Index.
Are home values rising in 54601?
Home values in 54601 are up 5.2% over the past year, and up 6.2% a year over five years.
What is the typical rent in 54601?
A typical home in 54601 rents for about $1,126 a month, a gross rental yield of 4.5%.
What is the property tax rate in 54601?
The effective property tax rate in 54601 is 1.6% — roughly $4,914 a year on a typical home.
Who lives in 54601?
ZIP code 54601 has a population of 50,397 and a median household income of $61,639.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Hokah, MN

    Typical home
    $296,628
    Gross yield
  • Rockland, WI

    Typical home
    $294,978
    Gross yield
  • Chaseburg, WI

    Typical home
    $306,024
    Gross yield
  • Caledonia, MN

    Typical home
    $284,842
    Gross yield
  • Stoddard, WI

    Typical home
    $315,102
    Gross yield
  • Bangor, WI

    Typical home
    $328,036
    Gross yield

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