How much is a home worth in ZIP code 54650?

The typical home in 54650 is worth $363,785, based on the Zillow Home Value Index.

Are home values rising in 54650?

Home values in 54650 are up 2.9% over the past year, and up 5.3% a year over five years.

What is the typical rent in 54650?

A typical home in 54650 rents for about $1,356 a month, a gross rental yield of 4.5%.

What is the property tax rate in 54650?

The effective property tax rate in 54650 is 1.4% — roughly $5,202 a year on a typical home.

ZIP code 54650 has a population of 25,304 and a median household income of $85,548.

HousingHandbookReference data

…

U.S. ZIP Code · WI54650

La Crosse County · La Crosse-Onalaska, WI-MN

Typical home value

$363,785^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +2.9%
5-year / yr: +5.3%
10-year / yr: +5.6%

Relative price

vs U.S.: +28.1%
vs metro: +22.6%
vs state: +19.2%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 54650 is worth $363,785 — 22.6% above the La Crosse-Onalaska, WI-MN median. Over the past year, values have risen 2.9%. Homes here rent for a typical $1,356 a month — a 4.5% gross rental yield. The effective property tax rate is 1.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,356^[2]
Gross yield: 4.5%^[2]
Cap rate: 2.7%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.4%^[3]
Typical annual tax: $5,202^[3]

#Climate risk

FEMA National Risk Index ratings for La Crosse County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Low^[4]
Riverine flood: Relatively Moderate
Coastal flood: Not Applicable
Wildfire: Very Low
Drought: Very Low
Heat wave: Relatively Moderate
Hurricane: No Rating
Tornado: Relatively Moderate
Earthquake: Very Low
Winter weather: Relatively Moderate

#Who lives here

Population: 25,304^[3]
Median household income: $85,548^[3]

#Migration

Household moves in and out of La Crosse County over a year, from IRS tax-return data.

Net migration: +107^[5]
Moved in: 3,039
Moved out: 2,932

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 6
Elementary: 3
Middle: 1
High: 1

Onalaska High
High · Grades 9–12 · Onalaska School District
926 students
Onalaska Middle
Middle · Grades 6–8 · Onalaska School District
659 students
Northern Hills Elementary
Elementary · Grades PK–5 · Onalaska School District
477 students
Eagle Bluff Elementary
Elementary · Grades PK–5 · Onalaska School District
471 students
Pertzsch Elementary
Elementary · Grades PK–5 · Onalaska School District
385 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield4.5%

Net yield (after ~40% expenses)2.7%

Annual rent$16,274

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,839

Loan principal$291,028

Down payment$72,757

Total interest paid$371,190

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.90

Monthly cost to own$2,576

Monthly rent$1,356

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 33rd percentile^[1]
Rental yield: 0th percentile^[2]
Property tax: 92nd percentile^[3]

Frequently asked

How much is a home worth in ZIP code 54650?: The typical home in 54650 is worth $363,785, based on the Zillow Home Value Index.
Are home values rising in 54650?: Home values in 54650 are up 2.9% over the past year, and up 5.3% a year over five years.
What is the typical rent in 54650?: A typical home in 54650 rents for about $1,356 a month, a gross rental yield of 4.5%.
What is the property tax rate in 54650?: The effective property tax rate in 54650 is 1.4% — roughly $5,202 a year on a typical home.
Who lives in 54650?: ZIP code 54650 has a population of 25,304 and a median household income of $85,548.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

55947 vs 54650 →
La Crescent, MN
Typical home
$357,855
Gross yield
—
54669 vs 54650 →
West Salem, WI
Typical home
$377,777
Gross yield
—
55919
Brownsville, MN
Typical home
$345,808
Gross yield
—
55943
Houston, MN
Typical home
$337,117
Gross yield
—
54644
Mindoro CDP, WI
Typical home
$335,628
Gross yield
—
54623
Coon Valley, WI
Typical home
$333,433
Gross yield
—

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#Jump to section

U.S. ZIP Code · WI54650

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