HousingHandbookReference data

U.S. ZIP Code · WI54738

Eau Claire County · Eau Claire, WI

Typical home value

$392,534[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.1%
5-year / yr
+3.7%
10-year / yr
+5.3%

Relative price

vs U.S.
+38.2%
vs metro
+23.6%
vs state
+28.6%
ZIP 54738 location in WI
Location of ZIP 54738 in WI

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 54738 is worth $392,534 — 23.6% above the Eau Claire, WI median. Over the past year, values have risen 4.1%. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.1%[3]
Typical annual tax
$4,463[3]

#Climate risk

FEMA National Risk Index ratings for Eau Claire County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively Low
Hurricane
No Rating
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Relatively Moderate

#Who lives here

Population
3,784[3]
Median household income
$95,179[3]

#Migration

Household moves in and out of Eau Claire County over a year, from IRS tax-return data.

Net migration
+292[5]
Moved in
3,446
Moved out
3,154

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,985
Loan principal$314,027
Down payment$78,507
Total interest paid$400,524

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,685
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
7th percentile[1]
Rental yield
[2]
Property tax
73rd percentile[3]

Frequently asked

How much is a home worth in ZIP code 54738?
The typical home in 54738 is worth $392,534, based on the Zillow Home Value Index.
Are home values rising in 54738?
Home values in 54738 are up 4.1% over the past year, and up 3.7% a year over five years.
What is the property tax rate in 54738?
The effective property tax rate in 54738 is 1.1% — roughly $4,463 a year on a typical home.
Who lives in 54738?
ZIP code 54738 has a population of 3,784 and a median household income of $95,179.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Fall Creek, WI

    Typical home
    $362,368
    Gross yield
  • Eau Claire, WI

    Typical home
    $351,414
    Gross yield
    4.3%
  • Jim Falls CDP, WI

    Typical home
    $343,258
    Gross yield
  • New Auburn, WI

    Typical home
    $339,208
    Gross yield
  • Lake Hallie, WI

    Typical home
    $338,695
    Gross yield
    4.2%
  • Altoona, WI

    Typical home
    $333,474
    Gross yield
    5.1%

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