HousingHandbookReference data

U.S. ZIP Code · WI54963

Winnebago County · Oshkosh-Neenah, WI

Typical home value

$285,437[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.2%
5-year / yr
+5.3%
10-year / yr
+5.9%

Relative price

vs U.S.
≈ U.S. median
vs metro
-17.1%
vs state
-6.5%
ZIP 54963 location in WI
Location of ZIP 54963 in WI

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 54963 is worth $285,437 — 17.1% below the Oshkosh-Neenah, WI median. Over the past year, values have risen 2.2%. The effective property tax rate is 1.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.2%[3]
Typical annual tax
$3,505[3]

#Climate risk

FEMA National Risk Index ratings for Winnebago County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively High
Earthquake
Very Low
Winter weather
Relatively Moderate

#Who lives here

Population
7,271[3]
Median household income
$86,227[3]

#Migration

Household moves in and out of Winnebago County over a year, from IRS tax-return data.

Net migration
+160[5]
Moved in
5,031
Moved out
4,871

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
2
Middle
1
High
1
  • Omro High

    High · Grades 9–12 · Omro School District

    331 students

  • Omro Elementary

    Elementary · Grades 2–5 · Omro School District

    288 students

  • Omro Middle

    Middle · Grades 6–8 · Omro School District

    241 students

  • Patch Elementary

    Elementary · Grades PK–1 · Omro School District

    197 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,443
Loan principal$228,350
Down payment$57,087
Total interest paid$291,248

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,974
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
13th percentile[1]
Rental yield
[2]
Property tax
38th percentile[3]

Frequently asked

How much is a home worth in ZIP code 54963?
The typical home in 54963 is worth $285,437, based on the Zillow Home Value Index.
Are home values rising in 54963?
Home values in 54963 are up 2.2% over the past year, and up 5.3% a year over five years.
What is the property tax rate in 54963?
The effective property tax rate in 54963 is 1.2% — roughly $3,505 a year on a typical home.
Who lives in 54963?
ZIP code 54963 has a population of 7,271 and a median household income of $86,227.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Butte des Morts CDP, WI

    Typical home
    $317,581
    Gross yield
  • Oshkosh, WI

    Typical home
    $231,687
    Gross yield
    5.8%
  • Neenah, WI

    Typical home
    $344,395
    Gross yield
    4.0%
  • Waukau CDP, WI

    Typical home
    $344,962
    Gross yield
  • Oshkosh, WI

    Typical home
    $225,172
    Gross yield
    6.3%
  • Winneconne, WI

    Typical home
    $348,500
    Gross yield

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

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