HousingHandbookReference data

U.S. ZIP Code · MN55032

Chisago County · Minneapolis-St. Paul-Bloomington, MN-WI

Typical home value

$407,875[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.9%
5-year / yr
+4.1%
10-year / yr
+6.6%

Relative price

vs U.S.
+43.6%
vs metro
+6.8%
vs state
+37.0%
ZIP 55032 location in MN
Location of ZIP 55032 in MN

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 55032 is worth $407,875 — 6.8% above the Minneapolis-St. Paul-Bloomington, MN-WI median. Over the past year, values have risen 2.9%. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.1%[3]
Typical annual tax
$4,425[3]

#Climate risk

FEMA National Risk Index ratings for Chisago County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Not Applicable
Tornado
Relatively Low
Earthquake
Very Low
Winter weather
Relatively Low

#Who lives here

Population
3,416[3]
Median household income
$104,554[3]

#Migration

Household moves in and out of Chisago County over a year, from IRS tax-return data.

Net migration
+82[5]
Moved in
1,797
Moved out
1,715

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,062
Loan principal$326,300
Down payment$81,575
Total interest paid$416,178

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,769
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
72nd percentile[1]
Rental yield
[2]
Property tax
69th percentile[3]

Frequently asked

How much is a home worth in ZIP code 55032?
The typical home in 55032 is worth $407,875, based on the Zillow Home Value Index.
Are home values rising in 55032?
Home values in 55032 are up 2.9% over the past year, and up 4.1% a year over five years.
What is the property tax rate in 55032?
The effective property tax rate in 55032 is 1.1% — roughly $4,425 a year on a typical home.
Who lives in 55032?
ZIP code 55032 has a population of 3,416 and a median household income of $104,554.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • River Falls, WI

    Typical home
    $408,116
    Gross yield
    5.0%
  • Shakopee, MN

    Typical home
    $408,457
    Gross yield
    5.0%
  • Bloomington, MN

    Typical home
    $408,962
    Gross yield
    4.9%
  • Clear Lake, MN

    Typical home
    $409,676
    Gross yield
  • Annandale, MN

    Typical home
    $405,313
    Gross yield
  • East Bethel, MN

    Typical home
    $410,909
    Gross yield

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