HousingHandbookReference data

U.S. ZIP Code · MN55037

Pine County

Typical home value

$189,763[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.7%
5-year / yr
+6.8%
10-year / yr
+8.0%

Relative price

vs U.S.
-33.2%
vs metro
vs state
-36.3%
ZIP 55037 location in MN
Location of ZIP 55037 in MN

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 55037 is worth $189,763. Over the past year, values have risen 2.7%. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$1,405[3]

#Climate risk

FEMA National Risk Index ratings for Pine County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Not Applicable
Tornado
Relatively Low
Earthquake
Very Low
Winter weather
Relatively Low

#Who lives here

Population
5,215[3]
Median household income
$68,380[3]

#Migration

Household moves in and out of Pine County over a year, from IRS tax-return data.

Net migration
+79[5]
Moved in
829
Moved out
750

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
5
Elementary
1
Middle
0
High
4
  • HINCKLEY ELEMENTARY

    Elementary · Grades PK–6 · HINCKLEY-FINLAYSON SCHOOL DISTRICT

    449 students

  • HINCKLEY-FINLAYSON SECONDARY

    High · Grades 7–12 · HINCKLEY-FINLAYSON SCHOOL DISTRICT

    421 students

  • Empower Learning Center

    High · Grades 10–12 · HINCKLEY-FINLAYSON SCHOOL DISTRICT

    18 students

  • Pine County Transition Program

    High · Grades 9–12 · ST. CROIX RIVER EDUCATION DISTRICT

    15 students

  • Pine County Transition Program

    High · Grades 12 · HINCKLEY-FINLAYSON SCHOOL DISTRICT

    0 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$960
Loan principal$151,811
Down payment$37,953
Total interest paid$193,626

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,235
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 55037?
The typical home in 55037 is worth $189,763, based on the Zillow Home Value Index.
Are home values rising in 55037?
Home values in 55037 are up 2.7% over the past year, and up 6.8% a year over five years.
What is the property tax rate in 55037?
The effective property tax rate in 55037 is 0.7% — roughly $1,405 a year on a typical home.
Who lives in 55037?
ZIP code 55037 has a population of 5,215 and a median household income of $68,380.

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