U.S. ZIP Code · MN55045
Chisago County · Minneapolis-St. Paul-Bloomington, MN-WI
Appreciation
- 1-year
- +2.8%
- 5-year / yr
- +3.7%
- 10-year / yr
- +6.4%
Relative price
- vs U.S.
- +39.8%
- vs metro
- +4.0%
- vs state
- +33.4%
Price history
Zillow Home Value Index — monthly, smoothed and seasonally adjusted.
The typical home in 55045 is worth $397,074 — 4.0% above the Minneapolis-St. Paul-Bloomington, MN-WI median. Over the past year, values have risen 2.8%. The effective property tax rate is 1.1%.
#Rent & investment
Typical asking rent, and the returns it implies at the current home value.
#Property tax
Effective rate — total real estate taxes paid relative to total home value.
#Climate risk
FEMA National Risk Index ratings for Chisago County. "Not Applicable" means the hazard does not threaten the county.
- Overall risk
- Relatively Low[4]
- Riverine flood
- Relatively Low
- Coastal flood
- Not Applicable
- Wildfire
- Relatively Low
- Drought
- Relatively Low
- Heat wave
- Relatively Low
- Hurricane
- Not Applicable
- Tornado
- Relatively Low
- Earthquake
- Very Low
- Winter weather
- Relatively Low
#Who lives here
#Migration
Household moves in and out of Chisago County over a year, from IRS tax-return data.
- Net migration
- +82[5]
- Moved in
- 1,797
- Moved out
- 1,715
Schools
Open public schools in this ZIP, from the NCES Common Core of Data.
- Public schools
- 5
- Elementary
- 0
- Middle
- 1
- High
- 2
CHISAGO LAKES SENIOR HIGH
High · Grades 9–12 · CHISAGO LAKES SCHOOL DISTRICT
1,048 students
CHISAGO LAKES MIDDLE
Middle · Grades 6–8 · CHISAGO LAKES SCHOOL DISTRICT
763 students
Pathway to Change
Other · Grades K–12 · ST. CROIX RIVER EDUCATION DISTRICT
13 students
Skillbuilding Opportunities for Aca
Other · Grades K–12 · ST. CROIX RIVER EDUCATION DISTRICT
7 students
CHISAGO LAKES HS ALT LEARNING PROG
High · Grades 9–12 · CHISAGO LAKES SCHOOL DISTRICT
0 students
Run the numbers
Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.
Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.
Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.
This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.
#Metro ranking
Where this ZIP sits among others in its metro area.
Frequently asked
- How much is a home worth in ZIP code 55045?
- The typical home in 55045 is worth $397,074, based on the Zillow Home Value Index.
- Are home values rising in 55045?
- Home values in 55045 are up 2.8% over the past year, and up 3.7% a year over five years.
- What is the property tax rate in 55045?
- The effective property tax rate in 55045 is 1.1% — roughly $4,293 a year on a typical home.
- Who lives in 55045?
- ZIP code 55045 has a population of 7,846 and a median household income of $108,929.
#Comparable ZIPs
Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.
Wyoming, MN
- Typical home
- $396,451
- Gross yield
- —
Maple Grove, MN
- Typical home
- $398,250
- Gross yield
- 5.9%
Stanchfield CDP, MN
- Typical home
- $398,306
- Gross yield
- —
Bloomington, MN
- Typical home
- $399,457
- Gross yield
- 5.0%
New Germany, MN
- Typical home
- $394,314
- Gross yield
- —
Cottage Grove, MN
- Typical home
- $400,394
- Gross yield
- 5.8%
Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →
Compare ZIPs
Pit ZIP 55045 against any other ZIP — full side-by-side table.
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