HousingHandbookReference data

U.S. ZIP Code · MN55101

Ramsey County · Minneapolis-St. Paul-Bloomington, MN-WI

Typical home value

$184,281[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-7.3%
5-year / yr
-1.3%
10-year / yr
+2.0%

Relative price

vs U.S.
-35.1%
vs metro
-51.8%
vs state
-38.1%
ZIP 55101 location in MN
Location of ZIP 55101 in MN

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 55101 is worth $184,281 — 51.8% below the Minneapolis-St. Paul-Bloomington, MN-WI median. Over the past year, values have fallen 7.3%. Homes here rent for a typical $1,504 a month — a 9.8% gross rental yield. The effective property tax rate is 1.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,504[2]
Gross yield
9.8%[2]
Cap rate
5.9%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.3%[3]
Typical annual tax
$2,339[3]

#Climate risk

FEMA National Risk Index ratings for Ramsey County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively High
Hurricane
Not Applicable
Tornado
Relatively High
Earthquake
Very Low
Winter weather
Relatively High

#Who lives here

Population
7,911[3]
Median household income
$64,863[3]

#Migration

Household moves in and out of Ramsey County over a year, from IRS tax-return data.

Net migration
-1,556[5]
Moved in
19,850
Moved out
21,406

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
1
Middle
1
High
2
  • Creative Arts Secondary School

    High · Grades 6–12 · Saint Paul Public Schools

    356 students

  • Upper Mississippi High Academy

    High · Grades 9–12 · Upper Mississippi Academy

    102 students

  • Upper Mississippi Middle Academy

    Middle · Grades 6–8 · Upper Mississippi Academy

    54 students

  • Water Lily Montessori

    Elementary · Grades PK–K · Minnesota Wildflower Montessori Sch

    7 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield9.8%
Net yield (after ~40% expenses)5.9%
Annual rent$18,044

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$932
Loan principal$147,425
Down payment$36,856
Total interest paid$188,033

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio0.85
Monthly cost to own$1,280
Monthly rent$1,504

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
2nd percentile[1]
Rental yield
98th percentile[2]
Property tax
93rd percentile[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 55101?
The typical home in 55101 is worth $184,281, based on the Zillow Home Value Index.
Are home values rising in 55101?
Home values in 55101 are down 7.3% over the past year, and down 1.3% a year over five years.
What is the typical rent in 55101?
A typical home in 55101 rents for about $1,504 a month, a gross rental yield of 9.8%.
What is the property tax rate in 55101?
The effective property tax rate in 55101 is 1.3% — roughly $2,339 a year on a typical home.
Who lives in 55101?
ZIP code 55101 has a population of 7,911 and a median household income of $64,863.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Minneapolis, MN

    Typical home
    $198,604
    Gross yield
    8.5%
  • Minneapolis, MN

    Typical home
    $153,104
    Gross yield
    14.3%
  • Edina, MN

    Typical home
    $216,613
    Gross yield
    10.8%
  • Minneapolis, MN

    Typical home
    $236,523
    Gross yield
    9.9%
  • Minneapolis, MN

    Typical home
    $241,701
    Gross yield
    6.7%
  • Minneapolis, MN

    Typical home
    $243,870
    Gross yield
    9.0%

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